Atome is now registered with the Credit Information Corporation

Atome is now registered with the Credit Information Corporation.

The Credit Information Corporation’s primary mandate is to receive and consolidate basic credit data, act as a central registry or central repository of credit information, and provide access to reliable, standardized information on credit history and financial condition of borrowers.

The Credit Information System Act (CISA) of 2008, or R.A. No. 9510, prescribed the powers and functions of the Credit Information Corporation.

The Credit Information Corporation’s mission is efficiently and effectively collect and provide accurate credit data through a reliable and comprehensive centralized credit information system, using state-of-the-art technology and facilities thereby contributing to improved access to credit.

And their vision is that by 2025, CIC will be a profitable organization providing internationally accepted credit data, while protecting consumer rights.

Consumers can acquire credit reports from the CIC. A credit report will contain personal information, government ID numbers, and all of your loan contracts and other obligations which the CIC is authorized to collect.

Do note that the CIC cannot remove negative records. The CIC does not have the authority to change, modify, or update an individual’s records.

For more information, please visit CIC’s website: https://www.creditinfo.gov.ph/

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