Cash Loans

Payday loans + installments




Atome is here for you, whenever you need it.

Accessible, convenient, and reliable. For financial support, just use Atome.

We help you solve short-term problems

Millions of Filipinos have trusted Atome. Atome is here to help you solve your money problem.


As much as 10000 credit

Rating on Google Play


More than a million installs

0.9 %

As low as 0.15% daily interest

How to get Cash?

how to get cash - step 1 - v2

Complete the application form to create your Atome account

Prepare a valid government ID, fill-out the application form and take a photo of yourself and your ID.

Choose your preferred loan amount & duration

Wait a moment as the system calculates your approved loanable amount

Receive the cash at your preferred disbursement channel

Submit your GCash or bank account number to get the cash

Repay on time at your preferred repayment channel

Reminders will be sent to you before your your repayment date. Choose your preferred repayment channel on the app to get your reference number.

Next time, cash is just one tap away

Remember to pay on time. You could get lower interest rates and higher loan amounts.