Atome’s Virtual Credit Card (VCC) gives accessible credit limits available on your smartphone.


For Retail Customers: Buying furniture, appliances and more? You can use VCC to put these on your credit limit.

For Store Customers: Restocking merchandise and purchasing from your suppliers? Use VCC for easier payment methods!


Purchase safely and securely online with VCC. Get access to installment and full payment options!

Cash out

Cash out your available credit limit as one of our preferred customers.