What is Atome?

Atome is a Financial Technology app in the Philippines. Atome offers fast, easy financing services to Filipinos. (Atome started in the Philippines in late 2018 and was previously known as Kredit Pintar PH.)

To get money using Atome, you just need to follow the following steps:

  • Download the Atome app on your Android phone
  • Prepare a valid government ID
  • Choose your preferred loan amount and term
  • Wait for approval
  • Once approved, confirm your loan product. Make sure to check the terms.
  • Wait for disbursement within 24 hours*. Cash will be sent to your bank account / e-wallet account / or for pick-up
  • Repay on your due date. Payment can be made online / at banks / over the counter at other establishments (7-11 / Cebuana / etc.)

Company Profile

Neuroncredit Financing Company, Inc is a financial technology company working to advance financial inclusion for each and every Filipino. Its first product, Atome gives open access to credit to Filipinos and is available to be installed to mobile devices with Android systems.

Through the use of data-driven, human-centered technologies, Neuroncredit is building solutions that democratize access to financial services; financial services that can help provide people with a sense of ease and security and a path towards upward mobility.

Neuroncredit Financing Company, Inc is a subsidiary of Neuroncredit Pte Ltd (Singapore), which uses technology from Advance.AI for faster and better loan processing. Advance.AI is currently present in China, Indonesia, the Philippines, Singapore, and Vietnam

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