Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

"It is very useful, and very convenient to use, anytime, anywhere.. Love thanks atome.."

M***n

"Easy to use for my everyday cashless transactions. i dont have to think if I get the change right."

C***a

"great and easy to use apps"

O***n

"helpful in times you need an emergency"

J***T

"Useful great atome. thank you"

P***a

"It's easy to download the app. Smooth process!"

J***o

"good 3.25% savings interest"

M***A

"Easy to use and very reliable. Highly recommended"

X***o

"It's very convenient to use. No complain so far."

B***n

"excellent service"

J***t

"ang Ganda naman tong atome apps"

M***n

"very convenient"

k***a

"this app is easy to use and legit"

J***t

"so reliable and excellent service"

j***n

"nice app according to my cousin"

A***n

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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