Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Very convenient to use for split payments when shopping online.
@M***sCustomer service responded quickly when I had questions about payment.
@G***sI always use this for buying electronic gadgets on installment.
@M***yHighly recommended for anyone looking for flexible payment options here.
@M***nGreat customer support when my payment voucher did not apply.
@R***KExcellent service, been using this for months with no issues.
@M***aConsistent updates make the app feel very safe and modern.
@T***oThe merchant discounts are actually usable and save me money.
@E***RVery neat application process with minimal documents required online.
@G***FBest BNPL app in the Philippines market right now hands down.
@N***MThe app does not lag and notifications are very helpful.
@C***GTransparent schedule of payments helps me track my upcoming bills.
@A***PGreat partner stores available, hoping for more fashion brands soon.
@R***SNo hidden charges so far, everything is stated clearly beforehand.
@P***9Very reliable app, never experienced any downtime during checkout process.
@P***L