Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Great customer support when my payment voucher did not apply.
@R***KThe app does not lag and notifications are very helpful.
@C***GLove the user interface, it is very clean and simple.
@A***MEasy linking with my e-wallets, making repayment super smooth.
@M***CThis app makes shopping less heavy on the pocket monthly.
@i***HPerfect for purchasing appliances without draining my savings account.
@B***SBest BNPL app in the Philippines market right now hands down.
@N***MSmooth bill payment experience without any errors or sudden crashes.
@J***sThe merchant discounts are actually usable and save me money.
@E***RThe approval process was fast and the terms are transparent.
@J***zVery seamless transaction experience from vouchers application to checkout.
@A***VThe iOS widget and dark mode support look absolutely amazing.
@M***1I always use this for buying electronic gadgets on installment.
@M***yFast registration, got my credit line approved within ten minutes.
@J***SConsistent updates make the app feel very safe and modern.
@T***o