Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Transparent schedule of payments helps me track my upcoming bills.
@A***PGreat customer support when my payment voucher did not apply.
@R***KFast registration, got my credit line approved within ten minutes.
@J***SLove the user interface, it is very clean and simple.
@A***MHighly recommended for anyone looking for flexible payment options here.
@M***nI always use this for buying electronic gadgets on installment.
@M***yVery neat application process with minimal documents required online.
@G***FSuper smooth user journey, even my mom can use it easily.
@S***GThe app does not lag and notifications are very helpful.
@C***GThe iOS widget and dark mode support look absolutely amazing.
@M***1Very convenient to use for split payments when shopping online.
@M***sConsistent updates make the app feel very safe and modern.
@T***oSmooth bill payment experience without any errors or sudden crashes.
@J***sGreat partner stores available, hoping for more fashion brands soon.
@R***SThis app makes shopping less heavy on the pocket monthly.
@i***H