Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Very convenient to use for split payments when shopping online.
@M***sThe iOS widget and dark mode support look absolutely amazing.
@M***1Best BNPL app in the Philippines market right now hands down.
@N***MThis app makes shopping less heavy on the pocket monthly.
@i***HSmooth bill payment experience without any errors or sudden crashes.
@J***sNo hidden charges so far, everything is stated clearly beforehand.
@P***9Perfect for purchasing appliances without draining my savings account.
@B***SI always use this for buying electronic gadgets on installment.
@M***yVery seamless transaction experience from vouchers application to checkout.
@A***VVery reliable app, never experienced any downtime during checkout process.
@P***LEasy linking with my e-wallets, making repayment super smooth.
@M***CGreat partner stores available, hoping for more fashion brands soon.
@R***SPerfect alternative to traditional credit cards for young professionals.
@D***oThe approval process was fast and the terms are transparent.
@J***zConsistent updates make the app feel very safe and modern.
@T***o