Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Download Atome

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

The iOS widget and dark mode support look absolutely amazing.

@M***1

Super smooth user journey, even my mom can use it easily.

@S***G

Very convenient to use for split payments when shopping online.

@M***s

Great customer support when my payment voucher did not apply.

@R***K

Smooth bill payment experience without any errors or sudden crashes.

@J***s

Very seamless transaction experience from vouchers application to checkout.

@A***V

Perfect for purchasing appliances without draining my savings account.

@B***S

Easy linking with my e-wallets, making repayment super smooth.

@M***C

This app makes shopping less heavy on the pocket monthly.

@i***H

Zero interest options are genuine and super helpful for budgeting.

@C***T

Very reliable app, never experienced any downtime during checkout process.

@P***L

Perfect alternative to traditional credit cards for young professionals.

@D***o

The approval process was fast and the terms are transparent.

@J***z

Very neat application process with minimal documents required online.

@G***F

Transparent schedule of payments helps me track my upcoming bills.

@A***P

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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