Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Download Atome

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

Very convenient to use for split payments when shopping online.

@M***s

Smooth bill payment experience without any errors or sudden crashes.

@J***s

Fast registration, got my credit line approved within ten minutes.

@J***S

The iOS widget and dark mode support look absolutely amazing.

@M***1

Easy linking with my e-wallets, making repayment super smooth.

@M***C

Perfect alternative to traditional credit cards for young professionals.

@D***o

Zero interest options are genuine and super helpful for budgeting.

@C***T

Best BNPL app in the Philippines market right now hands down.

@N***M

Excellent service, been using this for months with no issues.

@M***a

Very seamless transaction experience from vouchers application to checkout.

@A***V

The approval process was fast and the terms are transparent.

@J***z

I always use this for buying electronic gadgets on installment.

@M***y

Very reliable app, never experienced any downtime during checkout process.

@P***L

Helped me manage my budget during the recent holiday sales.

@K***s

Super smooth user journey, even my mom can use it easily.

@S***G

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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