Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Consistent updates make the app feel very safe and modern.
@T***oPerfect alternative to traditional credit cards for young professionals.
@D***oNo hidden charges so far, everything is stated clearly beforehand.
@P***9App security feels premium, login with FaceID is very quick.
@E***rVery neat application process with minimal documents required online.
@G***FZero interest options are genuine and super helpful for budgeting.
@C***TThe iOS widget and dark mode support look absolutely amazing.
@M***1Perfect for purchasing appliances without draining my savings account.
@B***SFast registration, got my credit line approved within ten minutes.
@J***SThis app makes shopping less heavy on the pocket monthly.
@i***HHelped me manage my budget during the recent holiday sales.
@K***sThe approval process was fast and the terms are transparent.
@J***zThe merchant discounts are actually usable and save me money.
@E***RVery reliable app, never experienced any downtime during checkout process.
@P***LSuper smooth user journey, even my mom can use it easily.
@S***G