Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

Best BNPL app in the Philippines market right now hands down.

@N***M

Super smooth user journey, even my mom can use it easily.

@S***G

Very convenient to use for split payments when shopping online.

@M***s

No hidden charges so far, everything is stated clearly beforehand.

@P***9

Very neat application process with minimal documents required online.

@G***F

Customer service responded quickly when I had questions about payment.

@G***s

The merchant discounts are actually usable and save me money.

@E***R

Consistent updates make the app feel very safe and modern.

@T***o

Fast registration, got my credit line approved within ten minutes.

@J***S

The approval process was fast and the terms are transparent.

@J***z

Highly recommended for anyone looking for flexible payment options here.

@M***n

Perfect alternative to traditional credit cards for young professionals.

@D***o

Perfect for purchasing appliances without draining my savings account.

@B***S

App security feels premium, login with FaceID is very quick.

@E***r

Great partner stores available, hoping for more fashion brands soon.

@R***S

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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