Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
"It's easy to download the app. Smooth process!"
J***o"It's very convenient to use. No complain so far."
B***n"excellent service"
J***t"Good Service and Easy Access"
C***J"very useful and accessible :) thank you"
S***s"I like this app very much .it's easy to apply."
N***o"ang Ganda naman tong atome apps"
M***n"very nice and smooth transaction"
m***o"very convenient"
k***a"It is very useful, and very convenient to use, anytime, anywhere.. Love thanks atome.."
M***n"mabilis magamit mabilis dn bayaran"
y***n"so reliable and excellent service"
j***n"satisfied I give more star"
A***d"Great! I'm now an Atome Card member"
d***s"good 3.25% savings interest"
M***A