Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
This app makes shopping less heavy on the pocket monthly.
@i***HConsistent updates make the app feel very safe and modern.
@T***oReally helps when you need to buy essentials before payday.
@R***oTransparent schedule of payments helps me track my upcoming bills.
@A***PZero interest options are genuine and super helpful for budgeting.
@C***TI always use this for buying electronic gadgets on installment.
@M***yCustomer service responded quickly when I had questions about payment.
@G***sPerfect for purchasing appliances without draining my savings account.
@B***SPerfect alternative to traditional credit cards for young professionals.
@D***oNo hidden charges so far, everything is stated clearly beforehand.
@P***9Excellent service, been using this for months with no issues.
@M***aVery neat application process with minimal documents required online.
@G***FLove the user interface, it is very clean and simple.
@A***MHighly recommended for anyone looking for flexible payment options here.
@M***nVery seamless transaction experience from vouchers application to checkout.
@A***V