Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
The merchant discounts are actually usable and save me money.
@E***RNo hidden charges so far, everything is stated clearly beforehand.
@P***9Easy linking with my e-wallets, making repayment super smooth.
@M***CHelped me manage my budget during the recent holiday sales.
@K***sHighly recommended for anyone looking for flexible payment options here.
@M***nGreat partner stores available, hoping for more fashion brands soon.
@R***SPerfect alternative to traditional credit cards for young professionals.
@D***oApp security feels premium, login with FaceID is very quick.
@E***rPerfect for purchasing appliances without draining my savings account.
@B***SI always use this for buying electronic gadgets on installment.
@M***yBest BNPL app in the Philippines market right now hands down.
@N***MCustomer service responded quickly when I had questions about payment.
@G***sSuper smooth user journey, even my mom can use it easily.
@S***GReally helps when you need to buy essentials before payday.
@R***oThe iOS widget and dark mode support look absolutely amazing.
@M***1