Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Very convenient to use for split payments when shopping online.
@M***sSmooth bill payment experience without any errors or sudden crashes.
@J***sFast registration, got my credit line approved within ten minutes.
@J***SThe iOS widget and dark mode support look absolutely amazing.
@M***1Easy linking with my e-wallets, making repayment super smooth.
@M***CPerfect alternative to traditional credit cards for young professionals.
@D***oZero interest options are genuine and super helpful for budgeting.
@C***TBest BNPL app in the Philippines market right now hands down.
@N***MExcellent service, been using this for months with no issues.
@M***aVery seamless transaction experience from vouchers application to checkout.
@A***VThe approval process was fast and the terms are transparent.
@J***zI always use this for buying electronic gadgets on installment.
@M***yVery reliable app, never experienced any downtime during checkout process.
@P***LHelped me manage my budget during the recent holiday sales.
@K***sSuper smooth user journey, even my mom can use it easily.
@S***G