Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Great customer support when my payment voucher did not apply.
@R***KBest BNPL app in the Philippines market right now hands down.
@N***MExcellent service, been using this for months with no issues.
@M***aFast registration, got my credit line approved within ten minutes.
@J***SThe iOS widget and dark mode support look absolutely amazing.
@M***1Highly recommended for anyone looking for flexible payment options here.
@M***nThe app does not lag and notifications are very helpful.
@C***GTransparent schedule of payments helps me track my upcoming bills.
@A***PThe approval process was fast and the terms are transparent.
@J***zVery seamless transaction experience from vouchers application to checkout.
@A***VApp security feels premium, login with FaceID is very quick.
@E***rVery neat application process with minimal documents required online.
@G***FPerfect for purchasing appliances without draining my savings account.
@B***SZero interest options are genuine and super helpful for budgeting.
@C***TLove the user interface, it is very clean and simple.
@A***M