Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Smooth bill payment experience without any errors or sudden crashes.
@J***sPerfect alternative to traditional credit cards for young professionals.
@D***oEasy linking with my e-wallets, making repayment super smooth.
@M***CPerfect for purchasing appliances without draining my savings account.
@B***SExcellent service, been using this for months with no issues.
@M***aBest BNPL app in the Philippines market right now hands down.
@N***MReally helps when you need to buy essentials before payday.
@R***oVery reliable app, never experienced any downtime during checkout process.
@P***LGreat partner stores available, hoping for more fashion brands soon.
@R***SHelped me manage my budget during the recent holiday sales.
@K***sVery neat application process with minimal documents required online.
@G***FNo hidden charges so far, everything is stated clearly beforehand.
@P***9I always use this for buying electronic gadgets on installment.
@M***yThe merchant discounts are actually usable and save me money.
@E***RHighly recommended for anyone looking for flexible payment options here.
@M***n