Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Fast registration, got my credit line approved within ten minutes.
@J***SZero interest options are genuine and super helpful for budgeting.
@C***TApp security feels premium, login with FaceID is very quick.
@E***rHelped me manage my budget during the recent holiday sales.
@K***sLove the user interface, it is very clean and simple.
@A***MThe approval process was fast and the terms are transparent.
@J***zVery reliable app, never experienced any downtime during checkout process.
@P***LPerfect for purchasing appliances without draining my savings account.
@B***SBest BNPL app in the Philippines market right now hands down.
@N***MThe merchant discounts are actually usable and save me money.
@E***RTransparent schedule of payments helps me track my upcoming bills.
@A***PThe iOS widget and dark mode support look absolutely amazing.
@M***1Very neat application process with minimal documents required online.
@G***FHighly recommended for anyone looking for flexible payment options here.
@M***nVery seamless transaction experience from vouchers application to checkout.
@A***V