What was the last item you bought online?
Let’s face it: Everyone shops online. From the trendiest outfits and latest gadgets to wellness essentials and groceries, shopping online has brought a world of convenience to modern life. The key that unlocks this superpower is your spending card.
If you’re on the hunt for a new card to shop online with, you’re reading the right article. Atome Card is among the best pay later cards you can apply for that empowers you to spend online without breaking the bank.
Continue reading to learn more.
4 Advantages of Using Atome Card for Online Shopping
It only takes 90 seconds to apply for your Atome Card. There’s no minimum income required; all you need is a valid government ID. Once you’re approved—which can take three days or less—you can enjoy the following benefits of shopping online with your Atome Card.
1. Enjoy flexible payment options
Found your dream pair of shoes but working on a tight monthly budget? Atome Card has got your back. Thanks to Atome Card’s installment plans, you can now stretch your budget further while keeping to responsible spending practices.
After using your Atome Card to pay for your purchases online, you can repay your Atome Card bill in 3 or 6 months. That means you can spread the cost of your purchases over a longer period in more manageable amounts. This makes managing your budget a lot easier than other card options that don’t offer this feature.
2. Shop international brands
Atome Card is a Mastercard; therefore, you can shop at any eCommerce store that allows for Mastercard payment. Fortunately, it would be difficult to find a store that doesn’t accept Mastercard. Recent data shows that an estimated 110 million merchants worldwide accept Mastercard—that’s a lot of shopping.
That means you don’t have to limit your spending to the stores within your country, but also shop for items from the other side of the globe.
3. Feel secure with Atome Card’s security features
You’ll be notified whenever you make a purchase online. This feature benefits you for two reasons. The first is that it makes your expense tracking a lot easier. If you have a spreadsheet with your previous expenses or you have a routine where you go over your finances, this feature is going to come in handy. But it has another benefit: security.
Imagine you’re going about your day. You aren’t at your desk at the moment; maybe you’re talking to your friends. Suddenly, you get a notification: There’s been a transaction processed using your Atome Card. If you hadn’t received this notification, you wouldn’t have known that someone else might’ve gotten a hold of your information.
Thanks to the real time notifications of transactions, you’ll quickly be alerted of such incidents. You can take the proper actions to protect your account, such as locking your digital card and changing your PIN.
4. Budget your expenses better
According to recent government research, many Filipinos tend to spend more than they earn. It’s the source of plenty of their financial struggles. The good news is that you can avoid such a situation.
Your Atome Card’s spending limit helps you maintain your budget and prevents you from overspending if you use your Atome Card exclusively for online shopping. It can be accepted as your hard cap for your online expenses. That way, you won’t even have to think about how much to set aside for your online shopping needs; the automatic spending limit given to you can do it for you.
Atome Card: Your Best Online Shopping Companion
There’s no question that online shopping is the new norm in commerce. As you continue building your habit of buying products online, you’ll want to consider giving the card that you use an upgrade.
The Atome Card is an excellent companion to have when you want to buy something overseas or manage your budget much better. So, what are you waiting for? If you don’t have your Atome Card yet, scan the QR in this article to apply for one right now.
