Updated on: July 17, 2024
In the ever-evolving fintech landscape of the Philippines, the Atome Card has emerged as a notable player.
Atome Card is a payment card that provides the benefits of traditional payment cards but also incorporates features tailored for you, the modern Filipino shopper. Here, we’ll delve into how you can use the Atome Card for making payments.
Getting Started with Atome Card
You can’t begin to manage Atome Card payments without first having a card of your own.
Applying for your Atome Card
The application process for the Atome Card takes 90 seconds and can easily be done at home. All you’ll need is the Atome app on your phone.
Apply for the Atome Card through Atome’s mobile app, submit the necessary financial details, and upon approval, request a physical card to maximize the power of the card.
Setting up your Atome Card
Once you’ve been approved and received your card, you’ll need to set it up.
The virtual card requires little to no setup. You can easily see its number, name, and CVV on the Atome app.
The physical card is another story. It requires you to nominate a 4-digit PIN, which you’ll use in physical stores. This integration also allows you to monitor your secure transactions anywhere you choose to pay with your Atome Card.
How to Use Your Atome Card in Physical Stores
- Present your Atome Card at the checkout counter.
- Use the tap-to-pay feature on POS terminals for a faster checkout process.
- If tap-to-pay isn’t available, insert your card. Then, choose “Savings” and enter your 4-digit PIN.
How to Use Your Atome Card for Online Shopping
- On the payment page, select the card payment option. You can also try spotting the Mastercard logo.
- Enter your Atome Card details: card number, expiry date, and CVV.
- For added security, you can expect to receive a One-Time Password (OTP) on your registered mobile number. Enter this OTP to complete the transaction.
Tips to Manage Atome Card Payments
Monitor for real-time notifications
After every transaction made using the Atome Card, you’ll receive instant notifications via the Atome app and email alerts, ensuring you’re always updated about your spending.
Check your monthly billing statements
Monthly statements will detail all your transactions. You can settle your Atome Card bill through various payment methods like InstaPay, card, or even at designated payment centers.
Consider Atome Card installment options
One of the standout features might be the ability to convert your bills into installment plans directly via the Atome app, giving you financial flexibility. You can choose to split your Atome Card bill into 3-month or 6-month installments. That way, it makes it easier to manage your budget.
3 Benefits of Using Atome Card for Payments
1. Seamless integration
The synergy between the Atome Card and the Atome app ensures that you have complete control over your finances at your fingertips.
2. Wide acceptance
As a Mastercard, Atome Card is accepted by numerous merchants throughout the Philippines.
3. Control over your finances
With its installment feature and seamless payment settlements, you’re equipped to manage your budget more effectively.
Make Payments a Breeze with Atome Card
The Atome Card isn’t just any ordinary card. It allows you to modernize the way you approach payments in your daily life. Through its innovative fintech solutions, Atome Card helps you build your habit of using digital payment methods.
Using the Atome Card responsibly by tracking your expenses and paying off outstanding balances promptly ensures a smoother experience.
Download the app to get started with your Atome Card journey today!