Got your Atome Card in hand and ready to hit the Check Out button on your cart?
Wait just a minute.
You’re going to want to read this first.
With recent reports mentioning the rise in online shopping scams in the Philippines, it’s worth it to take a moment to learn more about how these work and what you can do to ensure a safe online shopping experience with your Atome Card.
4 Online Shopping Risks You Need to be Wary Of
Whether you’re a seasoned online shopper or new to the digital marketplace, you should always look out for the following online security risks.
1. Fraud
Online fraud is among the most common types of online shopping risks. Data shows that there were over 14,000 online fraud cases in 2023 alone.
Online fraud occurs when scammers create fake websites or mimic legitimate ones to steal your payment information. Once they have your details, they can make unauthorized transactions, leading to financial losses and stress.
2. Phishing
Phishing scams often come in the form of deceptive emails or messages that appear to be from reputable companies. They trick you into providing personal information, such as your login credentials or credit card details. Falling for a phishing scam can compromise your accounts and personal data.
3. Data breaches
Even legitimate online stores are not immune to data breaches. Hackers can infiltrate your favorite online store’s system and steal your data, including payment information and personal details. Such breaches can lead to identity theft and financial fraud, causing long-term damage to your credit and personal security.
4. Malicious software
Malware, or malicious software, can infect your computer or mobile device through unsafe websites or downloads. In other words: viruses. Once installed, malware can monitor your online activities, capture keystrokes, and steal sensitive information. This can result in unauthorized access to your accounts and personal data.
By being aware of potential threats and taking proactive measures, you can enjoy the convenience of online shopping without compromising your security.
In the following sections, we’ll discuss how using your Atome Card can help mitigate these risks and provide you with tips for safe online shopping.
Why Choose Atome Card for Online Shopping?
When it comes to online shopping, choosing a payment method that prioritizes your security is essential. Atome Card is designed with robust security features to ensure your transactions are safe and protected.
Here’s why Atome Card stands out as the ideal choice for your online shopping needs:
Secure Transactions
Atome has a history of cybersecurity expertise that’s formed the foundation of the company since its beginning. This cybersecurity intelligence has allowed Atome to ensure that every transaction is secure, especially working with Mastercard and Asia United Bank to provide a global standard in online and offline transactions.
Spending Limits and Control
With Atome Card, you can set spending limits that align with your budget and financial goals. This not only helps you manage your expenses but also adds an extra layer of security by limiting the amount that can be charged in case your card information is compromised.
One-Time Password Authentication
Before any online transaction succeeds, Atome’s back-end systems will send your registered mobile number a one-time password (OTP) to provide you with a layer of security. This allows you and Atome to verify that you are the owner of the card and confirm the transaction.
By choosing Atome Card for your online shopping, you are equipping yourself with a powerful tool that prioritizes your security and financial well-being.
5 Tips for Shopping Online with Your Atome Card Safely
Using your Atome Card for online shopping is a great way to ensure secure transactions, but there are additional steps you can take to protect yourself further.
Tip 1: Only shop on trusted websites
How can you tell whether an online shop is one you can trust? Just check the URL. Secure websites start with “https://” and have a padlock icon in the address bar. These signs indicate that the website uses standard encryption to protect your data.
Tip 2: Be careful with who you share your personal information online
Your Atome Card details are for you and you alone. Avoid sharing your Atome Card details via email or over the phone unless you are sure of the recipient’s legitimacy. Additionally, use strong, unique passwords for your online shopping accounts to prevent anyone from randomly guessing them; consider using a password manager to keep track of them.
Tip 3: Monitor your transactions
Set up transaction alerts so you can be notified of any purchases made with your card. Promptly report any suspicious activity to Atome Card’s customer service to prevent further issues.
Ensure that your push notifications on your phone are enabled so you can always be alerted about transactions using your Atome Card.
Tip 4: Avoid public Wi-Fi for transactions
Public Wi-Fi networks are often unsecured and can be a hotbed for hackers looking to steal your information. Avoid making online purchases while connected to public Wi-Fi. Instead, use a secure, private network to ensure your data remains protected.
Tip 5: Be Wary of Phishing Scams
Phishing scams can be tricky to spot but they often have a few dead giveaways. One is the sender’s email address. If it’s an official-looking email sent from an @gmail.com email address, it’s likely not from a legitimate source. Additionally, if it’s asking you to reply with sensitive personal information, then it’s like not an official communication.
If you receive these emails, contact customer service immediately to verify their legitimacy and protect your account.
Ensure Enjoyable Online Shopping with Atome Card
As prevalent as fraud and online scamming has become, you shouldn’t let the fear of that get in the way of you enjoying your Atome Card to the fullest.
Staying safe while shopping online is more important than ever in today’s digital age. By understanding the common risks associated with online shopping and taking proactive steps to protect yourself, you can enjoy the convenience and benefits of online shopping with peace of mind.
