Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
The merchant discounts are actually usable and save me money.
@E***RLove the user interface, it is very clean and simple.
@A***MVery convenient to use for split payments when shopping online.
@M***sNo hidden charges so far, everything is stated clearly beforehand.
@P***9Very reliable app, never experienced any downtime during checkout process.
@P***LGreat partner stores available, hoping for more fashion brands soon.
@R***SConsistent updates make the app feel very safe and modern.
@T***oSmooth bill payment experience without any errors or sudden crashes.
@J***sThis app makes shopping less heavy on the pocket monthly.
@i***HZero interest options are genuine and super helpful for budgeting.
@C***TPerfect alternative to traditional credit cards for young professionals.
@D***oI always use this for buying electronic gadgets on installment.
@M***yApp security feels premium, login with FaceID is very quick.
@E***rEasy linking with my e-wallets, making repayment super smooth.
@M***CCustomer service responded quickly when I had questions about payment.
@G***s