Love it. Own it. Pay later.

Why wait? Shop today, interest-free and pay later with Atome.

Good things come to those who pay later

A smarter way to shop

We want to encourage responsible spending at Atome. Since your payments are automatically deducted from your account, you don’t have to worry about racking up debts you can’t pay off.

Enjoy life’s little luxuries

Whether it's that Insta-famous bag or spa treatment that you desperately need, it's our goal to help you get the things you want when you want them, all while managing payments over time.

Nothing extra to pay

No interest fees or hidden extra charges if you pay on time. We stick to one simple instalment plan that’s easy to follow and stay on top of.

DETAILED PAYMENT BREAKDOWN

With Atome, you can purchase items or enjoy a service upfront by paying in instalments. We will split the total bill into three equal and interest-free instalments.The first instalment will be paid at the time of your purchase, and the remaining two instalments every 30 days apart.

First Payment on spot

Purchase a 300 dollar dress

Pay 100 upfront only

Second Payment

One month later

You pay another 100 dollar

Last Payment

One month later

You pay 100 dollar to clear the bill

First Payment on spot

Purchase a 300 dollar dress

Pay 100 upfront only

Second Payment

One month later

You pay another 100 dollar

Last Payment

One month later

You pay 100 dollar to clear the bill