
<p>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">buy now</a>, pay later trend is booming in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card is quickly becoming a favorite choice for Filipinos who value convenience and flexibility in their online shopping experiences. </p>



<p>This pay later solution allows you to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shop now</a> without worrying about your budget. As with any transaction, especially with these <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>-based methods, it&#8217;s important that you ensure your own safety. </p>



<p>This article walks you through 10 simple <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/safety-tips/page/1">safety tips</a> you can follow to make the most of your Atome Card without worry or regret. </p>



<h2 class="wp-block-heading">10 Tips to Use Your Atome Card Safely</h2>



<p>You don&#8217;t need cybersecurity expertise to use your card safely. Follow the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/tips/page/1">tips</a> below to make the most out of your Atome Card while protecting your personal information. </p>



<h3 class="wp-block-heading">1. Guard your card details</h3>



<p>Keep your Atome Card number, CVV, and expiration date confidential. These are key pieces of information that others can use to access your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a>. That&#8217;s why you should also review the site you&#8217;re buying from if you&#8217;re doing online shopping. Ensure they support card <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> methods and that they have the security credentials to properly keep your data safe. </p>



<h3 class="wp-block-heading">2. Connect to secure connections only </h3>



<p>As helpful as public Wi-Fi networks can be, using them can expose your personal information to scammers. It&#8217;s especially important to connect to secure connections you trust when transacting online or choosing your Atome Card <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> to remain protected. </p>



<h3 class="wp-block-heading">3. Keep a close eye on your transactions </h3>



<p>What have you recently spent on? Does it reflect accurately on your transaction history? This is an easy way to tell whether someone else has access to your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card. </p>



<p>If you spot any unfamiliar <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a> or suspicious activities on your Atome Card record, contact support@<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">atome.ph</a> immediately. </p>



<h3 class="wp-block-heading">4. Use a strong PIN to secure your account</h3>



<p>Part of the Atome Card setup process is nominating a PIN. This number acts as your password to access your card&#8217;s funds. It&#8217;s best practice to avoid using easily guessable combinations like &#8220;1234&#8221; or your birth year. Choose something a little more complex, but one you can still easily remember. </p>



<p>Updating your PIN regularly is also excellent for preventing unauthorized access to your Atome Card. </p>



<h3 class="wp-block-heading">5. Enable transaction notifications</h3>



<p>Receiving notifications about every transaction you make with your Atome Card is a handy way of monitoring your card activities. It can easily alert you in case someone uses your card without your consent. </p>



<h3 class="wp-block-heading">6. Keep your information updated</h3>



<p>Make sure your contact information in the Atome mobile app is up-to-date to receive timely notifications for your pay-later account.</p>



<h3 class="wp-block-heading">7. Avoiding clicking on suspicious links</h3>



<p>Be wary of emails offering too-good-to-be-true deals or asking for Atome Card details. It&#8217;s better to visit Atome&#8217;s official sites and social media pages to check on the latest deals.</p>



<h3 class="wp-block-heading">8. Store your physical card safely</h3>



<p>Just like your other belongings, it&#8217;s important that you don&#8217;t leave your Atome Card unattended. Keep it with you at all times to prevent others from stealing your card information. </p>



<h3 class="wp-block-heading">9. Update your Atome app to the latest version</h3>



<p>Atome often releases app updates to include the latest cybersecurity patches and keep your account secure. An updated Atome app also allows for the smoothest shopping experience and ensures you have all the latest features.</p>



<h3 class="wp-block-heading">10. Read up on financial safety </h3>



<p>With the rise of buy now, pay later <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a>, scams are also on the increase. Being aware of the latest methods scammers use to steal your information helps you avoid falling for their schemes.</p>



<h2 class="wp-block-heading">Staying Safe Means Being Stress-Free with Atome Card</h2>



<p>Atome Card offers immense convenience for Filipinos, from buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later</a> shopping sprees to hassle-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a> settlements. However, you can only fully realize the joy of these experiences when you practice safe Atome Card use. Don&#8217;t forget the tips provided in this article to continue enjoying your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card stress-free! </p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> today to apply for an <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>!</p>



<p></p>



<ol start="1" class="wp-block-list">
<li></li>
</ol>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Scan QR code to download Atome app for Atome Card" class="wp-image-300" style="width:196px;height:auto"/><figcaption class="wp-element-caption">Scan QR code to download <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> for Atome Card</figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1860" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-safety/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1860" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-safety/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

10 Safety Tips for Using Atome Card in the Philippines


<p>As the leaves change color and the air becomes cool, October brings a unique charm. It marks a transition period and a reminder that the busy holiday season is just around the corner. If you&#8217;re thinking of planning a trip, October could be the perfect time to do it. With the Atome Card, you can enjoy the convenience of paying later and make your spontaneous travel desires a reality. Here&#8217;s why:</p>



<h2 class="wp-block-heading"><strong>The October Advantage:</strong></h2>



<ol class="wp-block-list" start="1">
<li>Avoid the Holiday Hustle: By traveling in October, you dodge the hectic travel schedules of November and December. This means fewer crowds, shorter lines, and a more relaxed experience.</li>



<li>Cost-Efficient: Many hotels and attractions offer off-peak rates in October. Combined with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217;s <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plan, it&#8217;s a budget-friendly vacation option before the holiday price surge.</li>



<li>Favorable Weather: October is a delightful month in various regions of the world, offering a pleasant climate with mild temperatures that are not too hot or too cold. This makes it the perfect time for indulging in <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/outdoor-activities/page/1">outdoor activities</a> or enjoying a relaxing retreat in a picturesque resort.</li>



<li>Natural <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/beauty/page/1">Beauty</a>: Whether it&#8217;s the fall foliage in certain countries or spring blooms in others, October can provide a scenic backdrop that&#8217;s truly Instagram-worthy. Time to update that feed of yours!</li>
</ol>



<h2 class="wp-block-heading"><strong>Booking with Atome Card:</strong></h2>



<ol class="wp-block-list" start="1">
<li>Luxury Stays Without the Hefty Price Tag: Find details on how to pay for luxurious hotels in smaller installments on the Atome mobile app. Take advantage of ongoing promotions on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/travel/page/1">travel</a> sites like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/agoda/page/1">Agoda</a> and Booking.com, or book directly with Capella Hotels &amp; Resorts and Swiss-Bel Hotels.</li>



<li>Savor the Flavor: Dine at premium restaurants, and relish the culinary delights of the places and countries you visit with just a single tap or swipe with your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card.</li>



<li>Retail Therapy: Are you ready to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/discover/page/1">discover</a> one-of-a-kind <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> locations? Let Atome Card be your trusty companion for those spur-of-the-moment finds that you&#8217;ll cherish forever.</li>



<li>Exclusive Events and Shows: October often hosts various festivals and events. Secure your spot without your budget getting in the way.</li>
</ol>



<h2 class="wp-block-heading"><strong>Tips for Using Atome Card Responsibly on getaways:</strong></h2>



<ul class="wp-block-list">
<li>Set a budget: Be mindful of your expenses, even if you&#8217;re paying later.</li>



<li>Understand the terms: Familiarize yourself with installment dates to avoid late fees.</li>



<li>Check participating partners: Even though payment cards are widely accepted, it&#8217;s best to ask at the onset of your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a> if payments using a card are accepted.</li>
</ul>



<p>In conclusion, October presents an opportune moment for serene and cost-effective travel. Before the rush of the holidays sets in, grant yourself the gift of a refreshing break. And with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>&#8217;s flexible <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> options, that rejuvenating weekend getaway is just within reach. Where will you head to this October?</p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> to apply for the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card today!</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300"/><figcaption class="wp-element-caption"><strong>Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For Atome Card!</strong></figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1853" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/getaways-in-october-booking-experiences-with-atome-card/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1853" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/getaways-in-october-booking-experiences-with-atome-card/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Getaways in October: Booking Experiences with Atome Card


<p class="is-style-info has-tertiary-background-color has-background"><strong>Updated on: </strong>July 17, 2024</p>



<p>In the ever-evolving fintech landscape of the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>, the Atome Card has emerged as a notable player. </p>



<p>Atome Card is a payment card that provides the benefits of traditional <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> cards but also incorporates features tailored for you, the modern Filipino shopper. Here, we&#8217;ll delve into how you can use the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card for making payments.</p>



<h2 class="wp-block-heading">Getting Started with Atome Card</h2>



<p>You can&#8217;t begin to manage Atome Card payments without first having a card of your own.</p>



<h3 class="wp-block-heading">Applying for your Atome Card </h3>



<p>The application process for the Atome Card takes 90 seconds and can easily be done at home. All you&#8217;ll need is the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> on your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/phone/page/1">phone</a>. </p>



<p>Apply for the Atome Card through Atome&#8217;s mobile app, submit the necessary financial details, and upon approval, request a physical card to maximize the power of the card.</p>



<h3 class="wp-block-heading">Setting up your Atome Card</h3>



<p>Once you&#8217;ve been approved and received your card, you&#8217;ll need to set it up. </p>



<p>The virtual card requires little to no setup. You can easily see its number, name, and CVV on the Atome app. </p>



<p>The physical card is another story. It requires you to nominate a 4-digit PIN, which you&#8217;ll use in physical stores. This integration also allows you to monitor your secure transactions anywhere you choose to pay with your Atome Card.</p>



<ol start="1" class="wp-block-list"></ol>



<h2 class="wp-block-heading">How to Use Your Atome Card in Physical Stores</h2>



<ol class="wp-block-list">
<li>Present your Atome Card at the checkout counter.</li>



<li>Use the tap-to-pay feature on POS terminals for a faster checkout process.</li>



<li>If tap-to-pay isn&#8217;t available, insert your card. Then, choose &#8220;<strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">Savings</a></strong>&#8221; and enter your 4-digit PIN.</li>
</ol>



<h2 class="wp-block-heading">How to Use Your Atome Card for Online Shopping</h2>



<ol start="1" class="wp-block-list">
<li>On the payment page, select the card payment option. You can also try spotting the Mastercard logo. </li>



<li>Enter your Atome Card details: card number, expiry date, and CVV.</li>



<li>For added security, you can expect to receive a One-Time Password (OTP) on your registered mobile number. Enter this OTP to complete the transaction.</li>
</ol>



<h2 class="wp-block-heading">Tips to Manage Atome Card Payments</h2>



<h3 class="wp-block-heading">Monitor for real-time notifications</h3>



<p>After every transaction made using the Atome Card, you&#8217;ll receive instant notifications via the Atome app and email alerts, ensuring you&#8217;re always updated about your spending.</p>



<h3 class="wp-block-heading">Check your monthly billing statements </h3>



<p>Monthly statements will detail all your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a>. You can settle your Atome Card bill through various payment methods like InstaPay, card, or even at designated payment centers.</p>



<h3 class="wp-block-heading">Consider Atome Card installment options</h3>



<p>One of the standout features might be the ability to convert your bills into installment plans directly via the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a>, giving you financial flexibility. You can choose to split your Atome Card <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a> into 3-month or 6-month installments. That way, it makes it easier to manage your budget. </p>



<ol start="1" class="wp-block-list"></ol>



<h2 class="wp-block-heading">3 Benefits of Using Atome Card for Payments</h2>



<h3 class="wp-block-heading">1. Seamless integration</h3>



<p>The synergy between the Atome Card and the Atome app ensures that you have complete control over your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> at your fingertips.</p>



<h3 class="wp-block-heading">2. Wide acceptance</h3>



<p>As a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a>, Atome Card is accepted by numerous merchants throughout the Philippines.</p>



<h3 class="wp-block-heading">3. Control over your finances </h3>



<p>With its <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> feature and seamless payment settlements, you&#8217;re equipped to manage your budget more effectively.</p>



<h2 class="wp-block-heading">Make Payments a Breeze with Atome Card</h2>



<p>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card isn&#8217;t just any ordinary card. It allows you to modernize the way you approach payments in your daily life. Through its innovative fintech solutions, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card helps you build your habit of using digital payment methods.</p>



<p>Using the Atome Card responsibly by tracking your expenses and paying off outstanding balances promptly ensures a smoother experience.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Download the app</a> to get started with your Atome Card journey today!</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300"/><figcaption class="wp-element-caption"><strong>Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>!</strong></figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1845" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/how-to-use-atome-card-for-payments-in-the-philippines/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1845" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/how-to-use-atome-card-for-payments-in-the-philippines/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

How to Use Atome Card for Payments in the Philippines

A Soothing Brew: 8 Cafes in Manila You Can Explore Using Atome Card


<p><strong>SINGAPORE &amp; MANILA, 10 August 2023</strong> — Atome Financial today announced it has renewed and expanded its <a href="https://www.businesstimes.com.sg/startups-tech/startups/atome-financial-enters-us100m-debt-facility-hsbc" target="_blank" rel="noreferrer noopener nofollow">USD100M debt facility with HSBC Singapore</a> to include the Philippines market, as well as support new consumer financing products.<br><br>Atome Financial is Southeast Asia’s leading digital consumer financing platform, providing consumers across the region flexible deferred payments, smart <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> and rewarding <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experiences through the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> mobile app; as well digital consumer loans in Indonesia through the Kredit Pintar mobile app. Cumulatively, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Financial has over 40 million app downloads and disbursed more than USD 4 billion in loans.<br><br><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/hsbc/page/1">HSBC</a> is the structuring bank, lender, facility agent and security agent in providing a flexible, scaleable and pan-regional financing solution to support Atome Financial’s business expansion.<br><br>Andy Tan, Head of Funding, Atome Financial, said, “We’re excited to have the renewed support of HSBC, especially as it now includes the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>, a key strategic market for us in providing unbanked and underbanked consumers with easier, simpler, and more affordable access to digital-first consumer financing products.”<br><br>Harish S Venkatesan, Managing Director and Head of International Subsidiary Banking, HSBC Singapore, said: “It pleases us to see innovative companies like Atome Financial lead the charge in driving Southeast Asia’s new economy growth. We are glad to play a role in supporting their ambition and remain committed to tap on HSBC’s global network, strong regional presence as well as suite of banking capabilities to support their expansion in the region.”<br></p>



<h2 class="wp-block-heading"><strong>ABOUT ATOME FINANCIAL</strong></h2>



<p><br>Atome Financial is a leading fintech company with extensive experience in consumer finance and promoting financial inclusivity through artificial intelligence technology. It includes <a href="https://www.atome.sg/">Atome</a>, Southeast Asia’s leading digital consumer financing platform and <a href="https://www.kreditpintar.com/" target="_blank" rel="noreferrer noopener nofollow">Kredit Pintar</a>, one of Indonesia&#8217;s largest digital lending platforms licensed, supervised and regulated by   Indonesia&#8217;s Otoritas Jasa Keuangan (OJK). <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Financial is supported by, and partners with some of the world&#8217;s most respected financial institutions to propel its mission to enhance product access and financial inclusion across the region.<br></p>



<h2 class="wp-block-heading"><strong>ABOUT HSBC </strong> </h2>



<p>The Hongkong and Shanghai Banking Corporation Limited is the founding member of the HSBC Group. HSBC serves customers worldwide from offices in 62 countries and territories. With assets of US$2,990bn as of 31 March 2023, HSBC is one of the world’s largest banking and financial services organisations.<br><br><strong><br> </strong><br></p>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1790" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/news/atome-financial-expands-partnership-with-hsbc/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1790" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/news/atome-financial-expands-partnership-with-hsbc/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Atome Financial expands partnership with HSBC to support Philippines, new consumer financing products


<p>Filipinos understand how important it is to manage finances wisely. There are always bills to pay, groceries to buy, and unexpected expenses to deal with. It can quickly overwhelm you. That&#8217;s where a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> card that you specifically use for your everyday necessities can help. </p>



<p>This article guides you on the reasons why having an Atome Card is advantageous as you navigate the expenses of daily life in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>. </p>



<h2 class="wp-block-heading">4 Benefits of Using Your Atome Card Everyday</h2>



<p>One of the most exciting benefits of the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card is that it works wherever <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a> is accepted, making going cashless much easier. Here are more reasons why you should consider using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card for your daily expenses.</p>



<h3 class="wp-block-heading">1. <strong>Expense tracking</strong></h3>



<p>Your Atome Card statements provide a detailed record of your past month&#8217;s expenses, making it much easier to understand your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> flow. This knowledge can also help you manage your budget much more effectively. </p>



<h3 class="wp-block-heading">2. <strong>Financial reputation </strong></h3>



<p>Paying off your Atome Card balance frequently and on time can significantly improve how banks and other financial institutions rate you. Your reliability and credibility are demonstrated by consistently paying off your complete balance. This, in turn, can increase your chances of receiving favorable financial terms, such as for loans, in the future. </p>



<p>Keep up the great work!</p>



<h3 class="wp-block-heading"><strong>3. Convenience</strong></h3>



<p>With automatic payments, you can conveniently set your utilities to be paid by your Atome Card each month. This ensures that they are paid on time and eliminates the risk of late fees.</p>



<h3 class="wp-block-heading">4. <strong>Managing Cash Flow</strong></h3>



<p>Using your Atome Card can help you manage your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> flow by providing short-term, interest-free payments up to 40 days later. This allows you to keep your money in your bank account for a longer period, potentially earning interest, before you have to pay your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a>.</p>



<h2 class="wp-block-heading">Cover Your Daily Expenses with Atome Card </h2>



<p>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> is perfect for managing your daily expenses and necessities. Not only does it provide convenience and flexibility, but it can also help build credit and manage your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> better. </p>



<p>Now that you know these advantages, are you ready to begin your Atome Card journey? Scan the QR code below and sign up for your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card in just 90 seconds! </p>



<figure class="wp-block-image aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:196px;height:196px"/><figcaption class="wp-element-caption">Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!
Apply For Atome Card!</figcaption></figure>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1783" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/top-benefits-of-utilizing-atome-card-for-your-everyday-expenses/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1783" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/top-benefits-of-utilizing-atome-card-for-your-everyday-expenses/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

4 Top Benefits of Using Your Atome Card for Your Everyday Expenses


<p>Atome Card offers you a fresh approach to financing—and it isn&#8217;t just about its <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">buy now</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later</a> feature. You can unlock massive opportunities for savings with the right approach.</p>



<p>This article discusses some ways to help you maximize your Atome Card.</p>



<h2 class="wp-block-heading">6 Ways to Amplify Your Savings with Atome Card</h2>



<p>There are countless ways to use your Atome Card, such as for covering your <a href="https://www.atome.ph/blog/top-benefits-of-utilizing-atome-card-for-your-everyday-expenses">everyday expenses.</a> But even then, there are plenty of chances for you to save and be a smarter shopper. </p>



<h3 class="wp-block-heading">1. Use your Atome Card responsibly </h3>



<p>Using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card regularly can help you raise your spending limit and have more funds available for your essential expenses.</p>



<p>However, it is crucial to ensure that you pay off your balance on time every month to avoid being charged penalties. If you are unable to afford a purchase or anticipate difficulty in making payments, it may not be worthwhile to pursue it.</p>



<h3 class="wp-block-heading">2. Leverage seasonal promotions</h3>



<p>Take advantage of the latest <a href="https://www.atome.ph/blog/unlocking-savings-guide-to-atome-card-promos">Atome Card promos</a> to save even more without settling for less. </p>



<p>Many popular brands provide seasonal promotions, including discounts or reward points on holidays or special occasions. These promotions are a great opportunity to earn extra savings or rewards when using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card.</p>



<h3 class="wp-block-heading">3. Combine your Atome Card with rewards programs</h3>



<p>Are you part of any existing retailer or airline loyalty program? That could be the perfect avenue for you to use your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card. Doing so allows you to hit two birds with one stone: you get to collect points for your loyalty program while also potentially earning rewards from Atome.</p>



<h3 class="wp-block-heading">4. Read the fine print carefully</h3>



<p>The terms and conditions of your Atome Card can contain important information about earning and redeeming rewards. Understanding these terms can help you maximize your savings and avoid potential pitfalls.</p>



<h3 class="wp-block-heading">5. Be strategic with your installment plans </h3>



<p>You can divide your Atome <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a> into 3 or 6-month <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans, making repayment highly convenient for you.</p>



<p>This option is ideal for managing bigger purchases since it allows you to pay it off in smaller, more manageable amounts over a period. This can help alleviate any financial burden that a large lump sum payment can bring. That said, it&#8217;s important to keep in mind that timely <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> of each <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> is crucial to avoid late fees.</p>



<h3 class="wp-block-heading">6. Understand your fees</h3>



<p>When using the Atome Card, it&#8217;s important to be aware of any fees that may apply. Costs such as late payment fees, foreign transaction fees, and interest charges can quickly erode your savings. Carefully review the terms and conditions of your card to avoid any unnecessary expenses.</p>



<h2 class="wp-block-heading">Be a Smart Saver &amp; Spender with Atome Card </h2>



<p>To sum up, using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> with caution and a well-planned approach can significantly improve your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/blog">financial management</a>. By spending wisely and comprehending the advantages of the card, you can optimize every transaction made.</p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and start your journey to financial freedom today!</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img data-recalc-dims="1" height="750" width="750" decoding="async" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/06/piot8wks_qr_code-1024x1024.png?resize=750%2C750&#038;ssl=1" alt="" class="wp-image-1711" style="width:168px;height:168px"/><figcaption class="wp-element-caption">Scan the QR code to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a>!</figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1775" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-savings-hacks/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1775" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-savings-hacks/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

6 Hacks to Amplify Your Atome Card Savings


<p>While flexibility and convenience are <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217;s most-priced added value to our daily consumer&#8217;s life, the best offer lies when smart shoppers can afford to enjoy a little luxury to own the things they love.</p>



<p>These latest promos are designed to take your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experience to the next level. Check them out and seize the deal!</p>



<h4 class="wp-block-heading">💳 P100 off at Lazada</h4>



<p>Make this a motivation to get off bed every Monday to catch your favorite items in your Lazada cart and check them out with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card to enjoy P100 off.</p>



<ul class="wp-block-list">
<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/promo/page/1">Promo</a> period: July 3 to September 25, 2023</li>



<li>Min. Spend: P1,500</li>



<li>Valid for a single-receipt purchase</li>



<li>Limited redemptions only every Monday</li>



<li>Saving your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card as a payment method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 P200 off at Lazada</h4>



<p>Who&#8217;s up for a mid-month payday reward? After all, your hard work has paid off, and for that, you deserve a little treat!</p>



<ul class="wp-block-list">
<li>The redemption period of the voucher reward is from July 15, 2023 &#8211; September 20, 2023</li>



<li>Min. Spend: P2,000</li>



<li>The voucher is valid for one-time use for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a> on the Lazada mobile app only.</li>



<li>A maximum of 3,000 redemptions only during the promo period.</li>



<li>Saving your Atome Card as a payment method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 P50 off at Lazada</h4>



<p>Not one, but two payday promos are up for grabs! Enjoy a rewarding Lazada haul every 30th of the month and cap off P50 instantly upon checkout.</p>



<ul class="wp-block-list">
<li>Purchase must be made on July 30, 2023; August 30, 2023; September 30, 2023, from 12:00 am to 11:59 pm Philippine time.</li>



<li>Min. spend: P1,000</li>



<li>Valid for a single redemption only.</li>



<li>Saving your Atome Card as a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 A chance to win an ASUS Laptop or P5,000 worth of SM Gift Pass</h4>



<p>It&#8217;s officially the back-to-school season and SM Store is giving away 100 laptops or a chance to win back shopping money!</p>



<ul class="wp-block-list">
<li>Tap to pay using your Atome Card to be eligible for the giveaway.</li>



<li>Promo runs from July 8 to September 24, 2023.</li>



<li>Min. spend of P5,000.</li>



<li>Valid at any SM Store branch nationwide.</li>



<li>Valid for in-store and Personal Shopper transactions.</li>



<li>Upon completing the minimum single-receipt transaction of P5,000 <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/how-it-works">using Atome</a> Card, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/the-sm-store/page/1">the SM</a> transaction receipt will display and generate the following coupon indicating whether the customer wins an instant prize.</li>



<li>Prize is non-convertible to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a>.</li>
</ul>



<h4 class="wp-block-heading">💳 Up to 12% off on hotel booking worldwide on Agoda</h4>



<p>They say traveling heals the soul and brings in a new perspective. And if you&#8217;re looking to schedule a trip one of these days, here&#8217;s your chance to save on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/hotel/page/1">hotel</a> bookings and allocate more budget to other things.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023.</li>



<li>Stay period is from now until March 31, 2024.</li>



<li>Eligible for all users.</li>
</ul>



<h4 class="wp-block-heading">💳 Earn up to 10% cashback on Booking.com</h4>



<p>Get the most out of your money by earning additional cashback to experience more of the world when you book a stay at Booking.com.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023.</li>



<li>Eligible cardholders can enjoy 6-10% cashback on booking accommodations.</li>



<li>Valid for all users.</li>
</ul>



<h4 class="wp-block-heading">💳 Up to 20% off Klean Kanteen products</h4>



<p>Never miss your favorite drinks and be on the go using the industry-leading hydration brand, Klean Kanteen. Purchase insulated bottles at 20% off with Atome Card.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023</li>



<li>Enjoy:
<ul class="wp-block-list">
<li>20% off on all 25oz Classic insulated with pour-through bottles</li>



<li>20% on all TKPro bottles</li>



<li>20% off on 27oz and 40oz Wide single-wall bottles</li>



<li>10% off on selected 20oz Classic insulated bottles</li>
</ul>
</li>
</ul>



<p>Owning an Atome Card is not just about financial convenience, it&#8217;s about enjoying life&#8217;s luxuries at your fingertips. Take advantage of our promotions today and elevate your shopping experiences to new heights. Be on the lookout for more exciting promos only on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a>. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Download the app</a> and apply for an <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:171px;height:171px"/><figcaption class="wp-element-caption"><strong>Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For Atome Card!</strong></figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1767" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/seize-the-deals-top-atome-card-promos-youll-enjoy/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1767" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/seize-the-deals-top-atome-card-promos-youll-enjoy/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Seize the Deals: Top Atome Card Promos You’ll Enjoy


<p>In today&#8217;s fast-paced world expenses seem to be constantly on the rise. So managing our <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> efficiently has become more important than ever. Fortunately,  Atome Card&#8217;s new <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans have emerged to help us achieve our goals without compromising our budgets, ensuring you can get what you need while spreading out the payments over time.</p>



<p>Explore the benefits of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217;s payment plans and how they can help you gain better control over your finances.</p>



<h2 class="wp-block-heading"><strong>Why choose monthly payment plans?</strong></h2>



<ol class="wp-block-list">
<li><strong>Lower Monthly Payments</strong><br>With Atome Card&#8217;s installment plans, you can make smaller payments each month .It is easier to manage your income and expensesrather than paying a lump sum upfront, you have the flexibility to split your purchase amount into 3 or 6 months installments, reducing the financial strain and making it more affordable for you.</li>



<li><strong>Reduced Stress</strong><br>You can alleviate the stress of making full payments at once. Instead of worrying about depleting your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> or stretching your budget, you can focus on other important areas of your life. Whether it&#8217;s a necessary purchase or a well-deserved treat, you can enjoy the benefits of your purchase while maintaining peace of mind.</li>



<li><strong>Increased Financial Flexibility</strong><br>Life is full of unexpected events and emergencies, and having financial flexibility is crucial in such situations. Atome Card provides you with the flexibility to manage your finances responsibly while also offering support when you have a sudden need for emergency expenses. With <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans, you can tackle unforeseen costs without straining your budget, allowing you to navigate through life&#8217;s uncertainties more confidently.</li>
</ol>



<p>Another advantage of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/how-it-works">using Atome</a> Card is being able to pay anywhere Mastercard is accepted &#8211; online, in-store, and even overseas. This enables you to shop at your favorite stores and enjoy the convenience of staggered payments, whether you&#8217;re looking to upgrade your wardrobe, enhance your living space, or stay up-to-date with the latest gadgets, you can find the products you love and conveniently pay for them with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>.<br><br>With lower monthly installments, reduced stress, and increased financial flexibility, Atome Card empowers you to make the purchases you desire without straining your budget. </p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and apply for the Atome Card to take advantage of this financial solution today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-medium is-resized"><img data-recalc-dims="1" height="300" width="300" decoding="async" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/06/piot8wks_qr_code-300x300.png?resize=300%2C300&#038;ssl=1" alt="Scan QR code to download the Atome app" class="wp-image-1711" style="width:238px;height:238px"/><figcaption class="wp-element-caption">Scan QR code to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> app</figcaption></figure></div>


<p><br>Disclaimer: Interest charges apply and vary depending on chosen <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> terms. Should you have any questions or concerns, please reach out via email to support@<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">atome.ph</a>.</p>



<h3 class="wp-block-heading"><strong>What is Atome Card?</strong></h3>



<p><strong><br></strong>The Atome Card is Southeast Asia&#8217;s leading fintech new offering in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> — a revolutionary new way to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later anywhere</a> that comes with no annual fees and zero minimum income requirements. It allows you to manage your budget effectively with 3 and 6-month installment plans at any online and in-store <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a> merchants.</p>



<h3 class="wp-block-heading"><strong>ATOME CARD APPLICATION ELIGIBILITY</strong></h3>



<ul class="wp-block-list">
<li>Valid PH ID</li>



<li>18 years old and above</li>



<li>No minimum income requirement</li>



<li>No paperwork is needed</li>
</ul>



<h3 class="wp-block-heading"><strong>HOW TO APPLY FOR THE ATOME CARD</strong></h3>



<ol class="wp-block-list">
<li>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and tap the &#8216;Atome Card&#8217; tab on the home page</li>



<li>Choose your preferred <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card face and type</li>



<li>Fill in your personal information and complete your ID identification in just 90 seconds</li>



<li>Get approved in 1-2 days</li>



<li>Receive your Atome Card via mail with a spending limit of up to ₱200,000</li>
</ol>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1721" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/a-smart-shoppers-new-best-friend-atome-cards-installment-plans/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1721" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/a-smart-shoppers-new-best-friend-atome-cards-installment-plans/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

A Smart Shopper’s New Best Friend: Atome Card’s Installment Plans


<p class="is-style-info has-foreground-color has-text-color has-background has-link-color wp-elements-b64ac0af4b9f94e7f914b2484653c731" style="background-color:#e4e4e4"><strong>Updated on</strong>: March 25, 2024</p>



<p>How often have you found yourself wanting to make a repayment but hesitating due to a lack of access to other <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> methods? Now imagine an app that offers a solution that seamlessly integrates your repayments in a few taps.</p>



<p>Enter <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217;s new payment methods – the latest feature in Atome&#8217;s ecosystem, which makes you pay your bills conveniently like never before.</p>



<h2 class="wp-block-heading">Find out more about the different repayment options to settle your Atome Card bills.</h2>



<h3 class="wp-block-heading">1. Bank Transfer via Instapay</h3>



<p>One of the standout features of Atome Card is its new integration with InstaPay. </p>



<p>All you need to do is choose &#8220;Bank Transfer via InstaPay,&#8221; copy the 16-digit (Asia United Bank) account number, and transfer the outstanding balance using their e-wallet or mobile banking app. The best thing about it is there are no additional fees from Atome! With this, it allows you to process your dues in real time, 24/7.</p>



<h3 class="wp-block-heading">2. <strong>Over-the-Counter (OTC)</strong></h3>



<p>OTC payments provide a convenient way to make transactions in person, without the need for complex online or electronic processes. This benefits you if digital payment methods are inaccessible to you.  </p>



<p>Another benefit of OTC <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a> is that you or somebody else, regardless of your banking status or technological access, can participate in financial transactions. </p>



<p>Like InstaPay, there are no additional charges from Atome. You can accomplish OTC payments at the following establishments: </p>



<ol class="wp-block-list">
<li>7-Eleven</li>



<li>Cebuana Lhuillier</li>



<li>Palawan Express</li>



<li>M Lhuillier</li>



<li>LBC</li>



<li>EC Pay</li>



<li>Dragon Pay</li>



<li>RD Pawnshop</li>



<li>CVM Pawnshop</li>
</ol>



<h3 class="wp-block-heading">3. Card</h3>



<p>Talk about saving more time and energy. That&#8217;s why card payments are here for such reasons. It eliminates the need to go out, open another app, or queue in lines. </p>



<p>In just a few clicks, you can link your debit or credit cards to instantly pay your bills, simplifying payment settlements. However, do take note that there is a 2.24% processing fee (including tax) upon confirmation of payments.</p>



<h2 class="wp-block-heading">Repay On Time Without Worry</h2>



<ol class="wp-block-list" start="1"></ol>



<p>The advent of the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> has transformed the way we make payments. By leveraging these cutting-edge payment methods, you can enhance your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experience while maintaining control over your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a>. Embrace the future of payments with the Atome Card and unlock a world of possibilities of paying later anywhere.</p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and apply for an Atome Card today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:221px;height:221px"/><figcaption class="wp-element-caption"><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#cf2e2e" class="has-inline-color">Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For Atome Card!</mark></strong></figcaption></figure></div>


<h2 class="wp-block-heading"><strong>What is Atome Card?</strong></h2>



<p>The Atome Card is Southeast Asia&#8217;s leading fintech new offering in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> — a revolutionary new way to <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later</a></strong> anywhere that comes with no annual fees and zero minimum income requirements. It allows you to manage your budget effectively with 3 and 6-month <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a></strong> plans at any online and in-store <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a></strong> merchants.</p>



<h3 class="wp-block-heading">Who is eligible to apply for an Atome Card?</h3>



<p>You must meet the following criteria to qualify for an <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card: </p>



<ol class="wp-block-list">
<li>Valid PH ID &#8211; 18 years old and above </li>



<li>No minimum income requirement </li>



<li>No paperwork is needed </li>
</ol>



<h3 class="wp-block-heading">How to apply for the Atome Card?</h3>



<p>The <a href="https://www.atome.ph/blog/atome-card-application?p=10">Atome Card application</a> process is simple. Here&#8217;s a quick rundown of the steps to follow to get your own in minutes: </p>



<ol class="wp-block-list">
<li>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and tap the &#8216;<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217; tab on the home page.</li>



<li>Choose your preferred Atome Card face and type.</li>



<li>Fill in your personal information and complete your ID identification in just 90 seconds.</li>



<li>Get approved for your virtual card within 1-2 days.</li>



<li>Receive your physical Atome Card via mail with a spending limit of up to ₱200,000.</li>
</ol>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1708" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/advice/say-hello-to-atome-cards-new-payment-methods/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1708" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/advice/say-hello-to-atome-cards-new-payment-methods/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

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A Smart Shopper’s New Best Friend: Atome Card’s Installment Plans

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