
<p><strong>SINGAPORE &amp; MANILA, 10 August 2023</strong> — <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Financial today announced it has renewed and expanded its <a href="https://www.businesstimes.com.sg/startups-tech/startups/atome-financial-enters-us100m-debt-facility-hsbc" target="_blank" rel="noreferrer noopener nofollow">USD100M debt facility with HSBC Singapore</a> to include the Philippines market, as well as support new consumer financing products.<br><br><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Financial is Southeast Asia’s leading digital consumer financing platform, providing consumers across the region flexible deferred payments, smart <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> and rewarding <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experiences through the Atome mobile app; as well digital consumer loans in Indonesia through the Kredit Pintar mobile app. Cumulatively, Atome Financial has over 40 million app downloads and disbursed more than USD 4 billion in loans.<br><br>HSBC is the structuring bank, lender, facility agent and security agent in providing a flexible, scaleable and pan-regional financing solution to support Atome Financial’s business expansion.<br><br>Andy Tan, Head of Funding, Atome Financial, said, “We’re excited to have the renewed support of HSBC, especially as it now includes the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>, a key strategic market for us in providing unbanked and underbanked consumers with easier, simpler, and more affordable access to digital-first consumer financing products.”<br><br>Harish S Venkatesan, Managing Director and Head of International Subsidiary Banking, HSBC Singapore, said: “It pleases us to see innovative companies like Atome Financial lead the charge in driving Southeast Asia’s new economy growth. We are glad to play a role in supporting their ambition and remain committed to tap on HSBC’s global network, strong regional presence as well as suite of banking capabilities to support their expansion in the region.”<br></p>



<h2 class="wp-block-heading"><strong>ABOUT ATOME FINANCIAL</strong></h2>



<p><br>Atome Financial is a leading fintech company with extensive experience in consumer finance and promoting financial inclusivity through artificial intelligence technology. It includes <a href="https://www.atome.sg/">Atome</a>, Southeast Asia’s leading digital consumer financing platform and <a href="https://www.kreditpintar.com/" target="_blank" rel="noreferrer noopener nofollow">Kredit Pintar</a>, one of Indonesia&#8217;s largest digital lending platforms licensed, supervised and regulated by   Indonesia&#8217;s Otoritas Jasa Keuangan (OJK). <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Financial is supported by, and partners with some of the world&#8217;s most respected financial institutions to propel its mission to enhance product access and financial inclusion across the region.<br></p>



<h2 class="wp-block-heading"><strong>ABOUT <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/hsbc/page/1">HSBC</a> </strong> </h2>



<p>The Hongkong and Shanghai Banking Corporation Limited is the founding member of the HSBC Group. HSBC serves customers worldwide from offices in 62 countries and territories. With assets of US$2,990bn as of 31 March 2023, HSBC is one of the world’s largest banking and financial services organisations.<br><br><strong><br> </strong><br></p>
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Atome Financial expands partnership with HSBC to support Philippines, new consumer financing products


<p>Filipinos understand how important it is to manage finances wisely. There are always bills to pay, groceries to buy, and unexpected expenses to deal with. It can quickly overwhelm you. That&#8217;s where a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> card that you specifically use for your everyday necessities can help. </p>



<p>This article guides you on the reasons why having an Atome Card is advantageous as you navigate the expenses of daily life in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>. </p>



<h2 class="wp-block-heading">4 Benefits of Using Your Atome Card Everyday</h2>



<p>One of the most exciting benefits of the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> is that it works wherever <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a> is accepted, making going cashless much easier. Here are more reasons why you should consider using your Atome Card for your daily expenses.</p>



<h3 class="wp-block-heading">1. <strong>Expense tracking</strong></h3>



<p>Your Atome Card statements provide a detailed record of your past month&#8217;s expenses, making it much easier to understand your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> flow. This knowledge can also help you manage your budget much more effectively. </p>



<h3 class="wp-block-heading">2. <strong>Credit score improvement</strong></h3>



<p>Paying off your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card balance frequently and on time can significantly improve your credit score. Your reliability and credibility are demonstrated by consistently paying off your complete balance. This, in turn, can increase your chances of being authorized for credit in the future. Keep up the great work!</p>



<h3 class="wp-block-heading"><strong>3. Convenience</strong></h3>



<p>With automatic payments, you can conveniently set your utilities to be paid by your Atome Card each month. This ensures that they are paid on time and eliminates the risk of late fees.</p>



<h3 class="wp-block-heading">4. <strong>Managing Cash Flow</strong></h3>



<p>Using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card can help you manage your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> flow by providing short-term, interest-free payments up to 40 days later. This allows you to keep your money in your bank account for a longer period, potentially earning interest, before you have to pay your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a>.</p>



<h2 class="wp-block-heading">Cover Your Daily Expenses with Atome Card </h2>



<p>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card is perfect for managing your daily expenses and necessities. Not only does it provide convenience and flexibility, but it can also help build credit and manage your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> better. </p>



<p>Now that you know these advantages, are you ready to begin your Atome Card journey? Scan the QR code below and sign up for your Atome Card in just 90 seconds! </p>



<figure class="wp-block-image aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:196px;height:196px"/><figcaption class="wp-element-caption">Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!
Apply For Atome Card!</figcaption></figure>
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4 Top Benefits of Using Your Atome Card for Your Everyday Expenses


<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> offers you a fresh approach to credit and financing—and it isn&#8217;t just about its <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">buy now</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later</a> feature. You can unlock massive opportunities for savings with the right approach. </p>



<p>This article discusses some ways to help you maximize your Atome Card.</p>



<h2 class="wp-block-heading">6 Ways to Amplify Your Savings with Atome Card</h2>



<p>There are countless ways to use your Atome Card, such as for covering your <a href="https://www.atome.ph/blog/top-benefits-of-utilizing-atome-card-for-your-everyday-expenses">everyday expenses.</a> But even then, there are plenty of chances for you to save and be a smarter shopper. </p>



<h3 class="wp-block-heading">1. Use your Atome Card responsibly </h3>



<p>Using your Atome <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/credit-card/page/1">credit card</a> regularly can help you raise your credit limit and have more funds available for your essential expenses. </p>



<p>However, it is crucial to ensure that you pay off your balance on time every month to avoid being charged penalties. If you are unable to afford a purchase or anticipate difficulty in making payments, it may not be worthwhile to pursue it.</p>



<h3 class="wp-block-heading">2. Leverage seasonal promotions</h3>



<p>Take advantage of the latest <a href="https://www.atome.ph/blog/unlocking-savings-guide-to-atome-card-promos">Atome Card promos</a> to save even more without settling for less. </p>



<p>Many popular brands provide seasonal promotions, including discounts or reward points on holidays or special occasions. These promotions are a great opportunity to earn extra savings or rewards when using your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card.</p>



<h3 class="wp-block-heading">3. Combine your Atome Card with rewards programs</h3>



<p>Are you part of any existing retailer or airline loyalty program? That could be the perfect avenue for you to use your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card. Doing so allows you to hit two birds with one stone; you get to collect points for your loyalty program while also potentially earning rewards from Atome.</p>



<h3 class="wp-block-heading">4. Read the fine print carefully</h3>



<p>The terms and conditions of your Atome Card can contain important information about earning and redeeming rewards. Understanding these terms can help you maximize your savings and avoid potential pitfalls.</p>



<h3 class="wp-block-heading">5. Be strategic with your installment plans </h3>



<p>You can divide your Atome <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a> into 3 or 6-month <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans, making repayment highly convenient for you.</p>



<p>This option is ideal for managing bigger purchases since it allows you to pay it off in smaller, more manageable amounts over a period. This can help alleviate any financial burden that a large lump sum payment can bring. That said, it&#8217;s important to keep in mind that timely <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> of each <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> is crucial to avoid late fees.</p>



<h3 class="wp-block-heading">6. Understand your fees</h3>



<p>When using the Atome Card, it&#8217;s important to be aware of any fees that may apply. Costs such as late payment fees, foreign transaction fees, and interest charges can quickly erode your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a>. Carefully review the terms and conditions of your card to avoid any unnecessary expenses.</p>



<h2 class="wp-block-heading">Be a Smart Saver &amp; Spender with Atome Card </h2>



<p>To sum up, utilizing the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card with caution and a well-planned approach can significantly improve your savings and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/blog">financial management</a>. By spending wisely and comprehending the advantages of the card, you can optimize every transaction made.</p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and start your journey to financial freedom today!</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img data-recalc-dims="1" height="750" width="750" decoding="async" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/06/piot8wks_qr_code-1024x1024.png?resize=750%2C750&#038;ssl=1" alt="" class="wp-image-1711" style="width:168px;height:168px"/><figcaption class="wp-element-caption">Scan the QR code to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a>!</figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1775" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-savings-hacks/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1775" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/advice/atome-card-savings-hacks/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

6 Hacks to Amplify Your Atome Card Savings


<p>While flexibility and convenience are <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217;s most-priced added value to our daily consumer&#8217;s life, the best offer lies when smart shoppers can afford to enjoy a little luxury to own the things they love.</p>



<p>These latest promos are designed to take your shopping experience to the next level. Check them out and seize the deal!</p>



<h4 class="wp-block-heading">💳 P100 off at Lazada</h4>



<p>Make this a motivation to get off bed every Monday to catch your favorite items in your Lazada cart and check them out with Atome Card to enjoy P100 off.</p>



<ul class="wp-block-list">
<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/promo/page/1">Promo</a> period: July 3 to September 25, 2023</li>



<li>Min. Spend: P1,500</li>



<li>Valid for a single-receipt purchase</li>



<li>Limited redemptions only every Monday</li>



<li>Saving your Atome Card as a payment method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 P200 off at Lazada</h4>



<p>Who&#8217;s up for a mid-month payday reward? After all, your hard work has paid off, and for that, you deserve a little treat!</p>



<ul class="wp-block-list">
<li>The redemption period of the voucher reward is from July 15, 2023 &#8211; September 20, 2023</li>



<li>Min. Spend: P2,000</li>



<li>The voucher is valid for one-time use for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a> on the Lazada mobile app only.</li>



<li>A maximum of 3,000 redemptions only during the promo period.</li>



<li>Saving your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card as a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 P50 off at Lazada</h4>



<p>Not one, but two payday promos are up for grabs! Enjoy a rewarding Lazada haul every 30th of the month and cap off P50 instantly upon checkout.</p>



<ul class="wp-block-list">
<li>Purchase must be made on July 30, 2023; August 30, 2023; September 30, 2023, from 12:00 am to 11:59 pm Philippine time.</li>



<li>Min. spend: P1,000</li>



<li>Valid for a single redemption only.</li>



<li>Saving your Atome Card as a payment method is a must!</li>
</ul>



<h4 class="wp-block-heading">💳 A chance to win an ASUS Laptop or P5,000 worth of SM Gift Pass</h4>



<p>It&#8217;s officially the back-to-school season and SM Store is giving away 100 laptops or a chance to win back shopping money!</p>



<ul class="wp-block-list">
<li>Tap to pay using your Atome Card to be eligible for the giveaway.</li>



<li>Promo runs from July 8 to September 24, 2023.</li>



<li>Min. spend of P5,000.</li>



<li>Valid at any SM Store branch nationwide.</li>



<li>Valid for in-store and Personal Shopper transactions.</li>



<li>Upon completing the minimum single-receipt transaction of P5,000 <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/how-it-works">using Atome</a> Card, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/the-sm-store/page/1">the SM</a> transaction receipt will display and generate the following coupon indicating whether the customer wins an instant prize.</li>



<li>Prize is non-convertible to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a>.</li>
</ul>



<h4 class="wp-block-heading">💳 Up to 12% off on hotel booking worldwide on Agoda</h4>



<p>They say traveling heals the soul and brings in a new perspective. And if you&#8217;re looking to schedule a trip one of these days, here&#8217;s your chance to save on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/hotel/page/1">hotel</a> bookings and allocate more budget to other things.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023.</li>



<li>Stay period is from now until March 31, 2024.</li>



<li>Eligible for all users.</li>
</ul>



<h4 class="wp-block-heading">💳 Earn up to 10% cashback on Booking.com</h4>



<p>Get the most out of your money by earning additional cashback to experience more of the world when you book a stay at Booking.com.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023.</li>



<li>Eligible cardholders can enjoy 6-10% cashback on booking accommodations.</li>



<li>Valid for all users.</li>
</ul>



<h4 class="wp-block-heading">💳 Up to 20% off Klean Kanteen products</h4>



<p>Never miss your favorite drinks and be on the go using the industry-leading hydration brand, Klean Kanteen. Purchase insulated bottles at 20% off with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>.</p>



<ul class="wp-block-list">
<li>Promo runs from now until December 31, 2023</li>



<li>Enjoy:
<ul class="wp-block-list">
<li>20% off on all 25oz Classic insulated with pour-through bottles</li>



<li>20% on all TKPro bottles</li>



<li>20% off on 27oz and 40oz Wide single-wall bottles</li>



<li>10% off on selected 20oz Classic insulated bottles</li>
</ul>
</li>
</ul>



<p>Owning an Atome Card is not just about financial convenience, it&#8217;s about enjoying life&#8217;s luxuries at your fingertips. Take advantage of our promotions today and elevate your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experiences to new heights. Be on the lookout for more exciting promos only on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a>. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Download the app</a> and apply for an <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:171px;height:171px"/><figcaption class="wp-element-caption"><strong>Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For Atome Card!</strong></figcaption></figure></div><div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1767" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/seize-the-deals-top-atome-card-promos-youll-enjoy/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1767" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/seize-the-deals-top-atome-card-promos-youll-enjoy/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Seize the Deals: Top Atome Card Promos You’ll Enjoy


<p>In today&#8217;s fast-paced world expenses seem to be constantly on the rise. So managing our <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> efficiently has become more important than ever. Fortunately,  Atome Card&#8217;s new installment plans have emerged to help us achieve our goals without compromising our budgets, ensuring you can get what you need while spreading out the payments over time.</p>



<p>Explore the benefits of Atome Card&#8217;s payment plans and how they can help you gain better control over your finances.</p>



<h2 class="wp-block-heading"><strong>Why choose monthly payment plans?</strong></h2>



<ol class="wp-block-list">
<li><strong>Lower Monthly Payments</strong><br>With <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a>&#8217;s <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans, you can make smaller payments each month .It is easier to manage your income and expensesrather than paying a lump sum upfront, you have the flexibility to split your purchase amount into 3 or 6 months installments, reducing the financial strain and making it more affordable for you.</li>



<li><strong>Reduced Stress</strong><br>You can alleviate the stress of making full payments at once. Instead of worrying about depleting your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> or stretching your budget, you can focus on other important areas of your life. Whether it&#8217;s a necessary purchase or a well-deserved treat, you can enjoy the benefits of your purchase while maintaining peace of mind.</li>



<li><strong>Increased Financial Flexibility</strong><br>Life is full of unexpected events and emergencies, and having financial flexibility is crucial in such situations. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card provides you with the flexibility to manage your finances responsibly while also offering support when you have a sudden need for emergency expenses. With installment plans, you can tackle unforeseen costs without straining your budget, allowing you to navigate through life&#8217;s uncertainties more confidently.</li>
</ol>



<p>Another advantage of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/how-it-works">using Atome</a> Card is being able to pay anywhere <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a> is accepted &#8211; online, in-store, and even overseas. This enables you to shop at your favorite stores and enjoy the convenience of staggered payments, whether you&#8217;re looking to upgrade your wardrobe, enhance your living space, or stay up-to-date with the latest gadgets, you can find the products you love and conveniently pay for them with Atome Card.<br><br>With lower monthly installments, reduced stress, and increased financial flexibility, Atome Card empowers you to make the purchases you desire without straining your budget. </p>



<p>Download the Atome app and apply for the Atome Card to take advantage of this financial solution today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-medium is-resized"><img data-recalc-dims="1" height="300" width="300" decoding="async" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/06/piot8wks_qr_code-300x300.png?resize=300%2C300&#038;ssl=1" alt="Scan QR code to download the Atome app" class="wp-image-1711" style="width:238px;height:238px"/><figcaption class="wp-element-caption">Scan QR code to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a></figcaption></figure></div>


<p><br>Disclaimer: Interest charges apply and vary depending on chosen <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> terms. Should you have any questions or concerns, please reach out via email to support@<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">atome.ph</a>.</p>



<h3 class="wp-block-heading"><strong>What is Atome Card?</strong></h3>



<p><strong><br></strong>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card is Southeast Asia&#8217;s leading fintech new offering in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> — a revolutionary new way to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later anywhere</a> that comes with no annual fees and zero minimum income requirements. It allows you to manage your budget effectively with 3 and 6-month <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a> plans at any online and in-store Mastercard merchants.</p>



<h3 class="wp-block-heading"><strong>ATOME CARD APPLICATION ELIGIBILITY</strong></h3>



<ul class="wp-block-list">
<li>Valid PH ID</li>



<li>18 years old and above</li>



<li>No minimum income requirement</li>



<li>No paperwork is needed</li>
</ul>



<h3 class="wp-block-heading"><strong>HOW TO APPLY FOR THE ATOME CARD</strong></h3>



<ol class="wp-block-list">
<li>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and tap the &#8216;<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217; tab on the home page</li>



<li>Choose your preferred Atome Card face and type</li>



<li>Fill in your personal information and complete your ID identification in just 90 seconds</li>



<li>Get approved in 1-2 days</li>



<li>Receive your Atome Card via mail with a spending limit of up to ₱200,000</li>
</ol>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1721" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/a-smart-shoppers-new-best-friend-atome-cards-installment-plans/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1721" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/a-smart-shoppers-new-best-friend-atome-cards-installment-plans/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

A Smart Shopper’s New Best Friend: Atome Card’s Installment Plans


<p class="is-style-info has-foreground-color has-text-color has-background has-link-color wp-elements-b64ac0af4b9f94e7f914b2484653c731" style="background-color:#e4e4e4"><strong>Updated on</strong>: March 25, 2024</p>



<p>How often have you found yourself wanting to make a repayment but hesitating due to a lack of access to other payment methods? Now imagine an app that offers a solution that seamlessly integrates your repayments in a few taps.</p>



<p>Enter Atome Card&#8217;s new payment methods – the latest feature in Atome&#8217;s ecosystem, which makes you pay your bills conveniently like never before.</p>



<h2 class="wp-block-heading">Find out more about the different repayment options to settle your Atome Card bills.</h2>



<h3 class="wp-block-heading">1. Bank Transfer via Instapay</h3>



<p>One of the standout features of Atome Card is its new integration with InstaPay. </p>



<p>All you need to do is choose &#8220;Bank Transfer via InstaPay,&#8221; copy the 16-digit (Asia United Bank) account number, and transfer the outstanding balance using their e-wallet or mobile banking app. The best thing about it is there are no additional fees from Atome! With this, it allows you to process your dues in real time, 24/7.</p>



<h3 class="wp-block-heading">2. <strong>Over-the-Counter (OTC)</strong></h3>



<p>OTC payments provide a convenient way to make transactions in person, without the need for complex online or electronic processes. This benefits you if digital <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> methods are inaccessible to you.  </p>



<p>Another benefit of OTC transactions is that you or somebody else, regardless of your banking status or technological access, can participate in financial <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/transactions/page/1">transactions</a>. </p>



<p>Like InstaPay, there are no additional charges from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a>. You can accomplish OTC payments at the following establishments: </p>



<ol class="wp-block-list">
<li>7-Eleven</li>



<li>Cebuana Lhuillier</li>



<li>Palawan Express</li>



<li>M Lhuillier</li>



<li>LBC</li>



<li>EC Pay</li>



<li>Dragon Pay</li>



<li>RD Pawnshop</li>



<li>CVM Pawnshop</li>
</ol>



<h3 class="wp-block-heading">3. Card</h3>



<p>Talk about saving more time and energy. That&#8217;s why card payments are here for such reasons. It eliminates the need to go out, open another app, or queue in lines. </p>



<p>In just a few clicks, you can link your debit or credit cards to instantly pay your bills, simplifying payment settlements. However, do take note that there is a 2.24% processing fee (including tax) upon confirmation of payments.</p>



<h2 class="wp-block-heading">Repay On Time Without Worry</h2>



<ol class="wp-block-list" start="1"></ol>



<p>The advent of the Atome Card has transformed the way we make payments. By leveraging these cutting-edge payment methods, you can enhance your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a> experience while maintaining control over your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a>. Embrace the future of payments with the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/atome-card/page/1">Atome Card</a> and unlock a world of possibilities of paying later anywhere.</p>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and apply for an <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card today! </p>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Pay in 3 or 6 months installment! Apply For Atome Card!" class="wp-image-300" style="width:221px;height:221px"/><figcaption class="wp-element-caption"><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#cf2e2e" class="has-inline-color">Pay in 3 or 6 months <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a>!<br>Apply For Atome Card!</mark></strong></figcaption></figure></div>


<h2 class="wp-block-heading"><strong>What is Atome Card?</strong></h2>



<p>The Atome Card is Southeast Asia&#8217;s leading fintech new offering in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> — a revolutionary new way to <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">pay later</a></strong> anywhere that comes with no annual fees and zero minimum income requirements. It allows you to manage your budget effectively with 3 and 6-month <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">installment</a></strong> plans at any online and in-store <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mastercard/page/1">Mastercard</a></strong> merchants.</p>



<h3 class="wp-block-heading">Who is eligible to apply for an Atome Card?</h3>



<p>You must meet the following criteria to qualify for an Atome Card: </p>



<ol class="wp-block-list">
<li>Valid PH ID &#8211; 18 years old and above </li>



<li>No minimum income requirement </li>



<li>No paperwork is needed </li>
</ol>



<h3 class="wp-block-heading">How to apply for the Atome Card?</h3>



<p>The <a href="https://www.atome.ph/blog/atome-card-application?p=10">Atome Card application</a> process is simple. Here&#8217;s a quick rundown of the steps to follow to get your own in minutes: </p>



<ol class="wp-block-list">
<li>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a> and tap the &#8216;<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> Card&#8217; tab on the home page.</li>



<li>Choose your preferred Atome Card face and type.</li>



<li>Fill in your personal information and complete your ID identification in just 90 seconds.</li>



<li>Get approved for your virtual card within 1-2 days.</li>



<li>Receive your physical Atome Card via mail with a spending limit of up to ₱200,000.</li>
</ol>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1708" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/advice/say-hello-to-atome-cards-new-payment-methods/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1708" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/advice/say-hello-to-atome-cards-new-payment-methods/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Say Hello to Atome Card’s New Payment Methods


<p>Are you on the lookout for some delicious and quick <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/recipes/page/1">recipes</a> that will accelerate the body&#8217;s recovery process after a workout? If so, you are in the right place! When it comes to working out regularly, the results depend just as much on the recovery period as they do on discipline and consistency. Giving your muscles sufficient time to repair and restore their glycogen reserves yields immensely better gains. There is simply no need to put your back on the grindstone as it can be damaging and counterproductive.</p>



<p>The recovery period is not just about resting; this is also the time to replenish your body with vitamins, electrolytes, and nutrients so that it has the resources to heal and get stronger. This is why post-workout meals are immensely significant and must contain nutritious ingredients such as greek yogurt, fruits, vegetables, nuts, chicken, fish, meat, egg, etc. So, consuming fast food after a workout thinking you have earned it, or staying hungry for better results are myths that aren&#8217;t doing you any good. Read along as we introduce you to efficacious post-workout recipes that come together in no time!</p>



<h2 class="wp-block-heading">The right <strong>recipe</strong> components</h2>



<ul class="wp-block-list">
<li>Protein is one of the major biochemical constituents found in muscles, so it makes sense for post-workout food to contain one-third of protein. Not only does it help your muscles heal better it also increases the overall muscle mass. Some protein-rich foods include red meat, eggs, yogurt, fish, cottage cheese, dried fruits, and legumes.</li>



<li>Glucose is the primary energy source that fuels our body&#8217;s functions; when stored, it is called glycogen, and our muscles have significant glycogen reserves. These reserves undergo massive depletion every time you work out, so eating one-third of complex carbohydrates after a sweaty gym session is vital. Anything made from whole grain, whole wheat, brown rice, and starchy vegetables is an outstanding source of complex carbohydrates.</li>



<li>The final third of your post-gym meal must be fruits and vegetables, as they are rich in antioxidants, vitamins, minerals, and macronutrients like calcium and iron. Moreover, fruits contain natural sugar fructose which is a fantastic energy source.</li>



<li>Last but definitely not least, hydration is essential after strenuous physical activity as your body loses quite a lot of its water content. So make sure to sip on ample water during and after your training session.</li>
</ul>



<h2 class="wp-block-heading"><strong>Greek Yogurt</strong> Bowl</h2>



<p>If there is one recipe that checks all the boxes, it is this one! A Greek Yogurt bowl is versatile, palatable, and quick to prepare, no prep or cooking required.</p>



<ul class="wp-block-list">
<li>Pour a single serving of your favorite unsweetened Greek Yogurt into a bowl.</li>



<li>Add a teaspoon of vanilla extract and a sweetener of your choice; you can go with honey, maple syrup, or stevia.</li>



<li>You can substitute the vanilla extract for a flavored protein powder, but that&#8217;s optional.</li>



<li>Whisk everything together to form a homogeneous mix.</li>



<li>Get creative and top with the desired fruits, seeds, and nuts.</li>



<li>Some excellent options include blueberries, bananas, kiwi, cherries, pumpkin seeds, chia seeds, chopped walnuts, almonds, and cashews.</li>
</ul>



<h2 class="wp-block-heading">Smoothies</h2>



<p>A tall cold glass of creamy and delicious smoothie is all you need to recharge after hitting the gym! It is another meal that is ready within minutes and high in nutritional value, and you can have it on the go. The best part is that you can play around with ingredients to save your taste buds from flavor boredom.</p>



<ul class="wp-block-list">
<li>Add a cup of fresh frozen fruit to your blender; bananas, strawberries, mango, and pineapple make for great</li>



<li>smoothie bases.</li>



<li>Add in a bunch of leafy greens for antioxidants, like spinach, kale, or arugula.</li>



<li>You can also incorporate other vegetables, such as beetroots and carrots.</li>



<li>Optionally, you can go in with a cup of the protein powder you like.</li>



<li>Blend, pour, and enjoy!</li>
</ul>



<h2 class="wp-block-heading">Peanut Butter and Jelly sandwiches</h2>



<ul class="wp-block-list">
<li>Opt for whole wheat bread instead of white bread, as the former is a good source of complex carbohydrates.</li>



<li>Invest in a jam or jelly that is free of preservatives and artificial sweeteners. You can make and store a homemade jam or buy one from homegrown brands.</li>



<li>While peanut butter is rich in protein, you can swap it for another nut butter that consists of equal or more protein.</li>
</ul>



<h2 class="wp-block-heading">Brown rice with chicken or fish</h2>



<p>A good helping of brown rice with flavorful chicken or fish and a side of fresh salad makes for the perfect plate to have after a workout. It takes some work to put together, but that&#8217;s a small price to pay for an almost-gourmet meal.</p>



<ul class="wp-block-list">
<li>Wash a cup of brown rice and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/cook/page/1">cook</a> them as per the instructions on the packet.</li>



<li>In a bowl, put together a dry rub for your fish or chicken by mixing salt, black pepper, garlic powder, paprika, red chili flakes, and onion powder. You can alter this mix as per your taste.</li>



<li>Make slits on both sides of the fish or chicken and thoroughly massage the spice rub onto it. You can even do this step beforehand.</li>



<li>Grill it or bake it in the oven and enjoy it with fluffy brown rice and some crunchy salad.</li>
</ul>



<h2 class="wp-block-heading">Why stop at eating healthy food?</h2>



<p>Staying active and taking a healthy diet are vital to living a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/healthy/page/1">healthy</a> life, but what about the air we breathe? There is no denying the fact that rising air pollution poses a massive threat to humanity, and with that knowledge, Aller Plasma brings you highly advanced air purifying technology.</p>



<p>The entire range of Aller Plasma&#8217;s air sterilizers produces an artificial cold plasma that neutralizes most of the detrimental chemicals and pathogens contaminating the air and surfaces by breaking down their molecular structures. This ensures that you and your loved ones are safe from contracting airborne diseases as well as lung damage caused by toxic compounds. You can find further details about the technology on Aller Plasma&#8217;s website.</p>



<p>The Aller Cold Plasma Technology removes 99.9% bacteria and viruses, 93.2% Volatile Organics Compounds or VOCs, and 81.8% formaldehyde. It has also been tested successfully against removing specific microorganisms and compounds like H1N1, Influenza A, <em>Staphylococcus albus</em>, black mold, ammonia in disinfectants, tobacco in cigarette smoke, and acetic acid.</p>



<p>Moreover, Aller Plasma offers a range of different-sized products for your convenience.</p>



<p>The NanoMax is a portable and rechargeable Aller air purifier that can sterilize an indoor space of up to 100 m2, which is approximately the size of a large room. You can conveniently carry this sleek machine around to the gym, office, school, library, hotels, hospital, etc., and it&#8217;s hassle-free because the battery lasts 8 long hours. Additionally, it is safe, eco-friendly, easy to use, radiation-free, and energy-conserving.</p>



<p>You can find more designs on Aller Plasma&#8217;s websites.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="283" width="750" decoding="async" data-attachment-id="1343" data-permalink="https://blog.atome.ph/shopping/recover-you-with-aller-plasma/attachment/%e6%88%aa%e5%b1%8f2023-04-14-%e4%b8%8a%e5%8d%8811-50-04/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/截屏2023-04-14-上午11.50.04.png?fit=1100%2C416&amp;ssl=1" data-orig-size="1100,416" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="截屏2023-04-14-上午11.50.04" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/截屏2023-04-14-上午11.50.04.png?fit=300%2C113&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/截屏2023-04-14-上午11.50.04.png?fit=750%2C284&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/截屏2023-04-14-上午11.50.04.png?resize=750%2C283&#038;ssl=1" alt="" class="wp-image-1343"/></figure>



<h2 class="wp-block-heading">Atome x Aller Plasma</h2>



<p>Headquartered in Singapore with over 15,000 partnered brands, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across flexible interest-free monthly payments by scanning a partner brand’s in-store QR code or upon website checkout. By splitting their payments, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> users will be able to better manage their budgets while making quality products and services more reachable.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Scan QR code to download Atome app" class="wp-image-300"/><figcaption class="wp-element-caption">Scan QR code to download <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a></figcaption></figure></div>


<p>To become an Atome user, all you need to do is download the application (get it here), create a free account, and start <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a>! The exciting part is that you can use it to shop online and in person. Similar to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/aller-plasma/page/1">Aller Plasma</a>, Atome is associated with over 15,000 national and international brands that exclusively offer incredible deals and discounts to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> shoppers. Isn&#8217;t that amazing?</p>



<ul class="wp-block-list">
<li>During checkout, click on Atome when selecting the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> method.</li>



<li>Log in to your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> account or sign up for a new one.</li>



<li>Avail yourself of the discount voucher and review the final payment schedule.</li>



<li>Make the first payment to have the product shipped to you.</li>



<li>Atome will automatically charge the subsequent payments to your bank card upon the arrival of the due date.</li>
</ul>



<p>There is no better satisfaction than that which comes with looking after yourself. In addition to exercising and mindful eating, you can now stay fit by having access to pollution-free air, and Aller Plasma is here to ensure that. Check out the website and place an order for your favorite Aller air purifier without any second thoughts. They are also perfect for gifting, so buy a few extras for your loved ones and remember to use Atome when checking out!</p>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1339" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/recover-you-with-aller-plasma/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1339" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/recover-you-with-aller-plasma/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Efficacious Post-Workout Recovery – Recipes And More


<p>The ability to create gorgeous makeup looks that last through the day is truly a feat, and, in my opinion, everyone who has cracked the code deserves a medal. I know how difficult it is to keep your makeup looking fresh as you run from one task to another. I have ended up with a cracked base and smudged eye makeup on more occasions than I can count.</p>



<p>If you relate to my plight, you have arrived in the right place because we will be breaking down all the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/tips/page/1">tips</a> and tricks and unveiling makeup products that will have you looking presentable even after a rigorous workout. And we can all agree on the fact that makeup that is not budging through squats, bench presses, and cardio is not going anywhere through the rest of the day.</p>



<p>Does it sound too good to be true? Well, makeup and workout are less than ideal pairing, so I wouldn’t fault you for being a little skeptical. Just like you, I was pretty doubtful about my makeup getting through the morning jogs unharmed and unscathed. However, a deep dive into the internet made me privy to techniques that would forever revolutionize my pre-jog makeup routine. If you keep scrolling, you can be in on it too!</p>



<h2 class="wp-block-heading">Skincare before makeup</h2>



<p>The final product can only be as good as the foundation one lays down for it. I can not emphasize enough how pivotal skin prep is before makeup application. A regular and effective skincare routine keeps your makeup in place for longer, saving you from the stress and effort of frequent touch-ups. A good cleanser, moisturizer, sunscreen, and hydrating serum leaves you with smooth and supple skin that takes very well to makeup. On the contrary, dry skin only causes your foundation to become patchy real quick, and everything goes downhill from there. So, invest in a select few skincare products according to your skin type and watch the magic happen slowly and surely.</p>



<h2 class="wp-block-heading">Primers for the win!</h2>



<p>Second to a decent <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/skincare/page/1">skincare</a> routine, an excellent primer will keep your makeup looking fabulous even by the day’s end. Yes, that is how essential a primer is to your makeup! A primer works by forming an additional layer between the foundation and skin which evens out the texture, pores, wrinkles, fine lines, and discoloration. As a result, you are left with a smooth and primed canvas that allows easy application and blending of products and keeps your makeup intact throughout a session at the gym. In addition to this, an ideal primer prevents excessive shine and unseemingly streaks in the foundation.</p>



<h2 class="wp-block-heading">Setting spray will save the day</h2>



<p>Any setting spray worth the money will protect your makeup against sweat as well as other environmental factors that may try to mess it up. Setting spray is to your makeup what topcoat is to a manicure; it locks everything in place and saves your makeup from being ruined. So, before heading out to the gym, make sure to apply a generous layer of setting spray so that you can keep living a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/healthy/page/1">healthy</a> life and look fabulous while doing so! Some improved formulas go a step further, as they cancel out the shine and replace it with a subtle glow, so you can use one to freshen up your makeup whenever it starts looking a little lackluster.</p>



<h2 class="wp-block-heading">Invest in long-wear products</h2>



<p>The vast makeup industry is well aware of its customers’ struggles, from eyeshadows that lack pigmentation to products that rub off easily; there is a solution for everything. The market is brimming with foundations, mascaras, and lipsticks that will not budge no matter what. All you need to do is conduct thorough market research and watch a handful of makeup review videos to shortlist your long-wear essentials.</p>



<h2 class="wp-block-heading">A little goes a long way</h2>



<p>Another beneficial tip that will keep your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/makeup/page/1">makeup</a> from melting off and your skin safe is using the smallest amount of product needed, especially when it comes to foundation. Slapping on a thick coat of foundation will do nothing to keep your makeup in place, but it will definitely keep your skin from breathing. If this continues to happen too often, smudged makeup will be the least of your worries; excessive product and sweat will end up blocking your pores and causing breakouts. Therefore, apply a minimal amount of products to achieve incredible skin and a subtle makeup look for the gym.</p>



<h2 class="wp-block-heading">Which brands to choose</h2>



<p>You can put massive effort into perfecting a makeup look, and unfortunately, it may not be up to par. One of the reasons for that happening is not having the products from the right brands. Well, it’s never too late to upgrade your makeup collection and grooming regime, and I recommend the following brands.</p>



<h3 class="wp-block-heading">Strokes Beauty Lab</h3>



<p>The exceptionally talented Momoi Supe is the mastermind behind the creation of this splendid line of cosmetics that will change the way you do your makeup. Prior to this Momoi Supe was heading the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a>’ renowned eye beauty studio by the name of Strokes Eye Beauty. His extensive knowledge on the subject enabled him to bring you premium quality products to achieve all your favorite looks.</p>



<h4 class="wp-block-heading">The Brow Artist Collection</h4>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/discover/page/1">Discover</a> the most comprehensive range of products that will have your brows looking sleek every single time. The Brow Colorist, Microblade Pen Perfector, and Brow Fixer will hold your brows in place while you hit the gym.</p>



<h4 class="wp-block-heading">Velvet Click Stick</h4>



<p>These signature lip colors will turn heads everywhere you go. The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/velvet/page/1">velvet</a> matte finish lipstick has a lightweight formula that nourishes your lips with Sunflower Seed Oil, Squalene, and Vitamin E. It glides on easily, sits comfortably on your lips, and stays on throughout the day. The clicking mechanism saves the product from being wasted.</p>



<h3 class="wp-block-heading">Browhaus</h3>



<p>If you are not a fan of having to do your brows every day or need your ashes to look lush and perfect around the clock, Browhaus is the place to go. It is an outclass grooming salon known for its <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/eyebrow/page/1">eyebrow</a> and lash procedures, but that’s not all, as the establishment also offers eye, lip, and face treatments so that you can have a perfectly made-up face for a longer duration. The best part is that your makeup routine will become shorter and quicker due to the deduction of various steps, and you will always be on time!</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="414" width="750" decoding="async" data-attachment-id="1354" data-permalink="https://blog.atome.ph/shopping/sweat-proof-makeup/attachment/image-2-4/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/image-2.png?fit=2720%2C1500&amp;ssl=1" data-orig-size="2720,1500" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-2" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/image-2.png?fit=300%2C165&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/image-2.png?fit=750%2C414&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/04/image-2.png?resize=750%2C414&#038;ssl=1" alt="" class="wp-image-1354"/></figure>



<ul class="wp-block-list">
<li>Brow Shaping</li>



<li>Brow Coloring</li>



<li>Browgraphy (Shaping + Coloring).</li>



<li>Brow Resurrection (Semi Permanent Eyebrows)</li>



<li>Brow Lamination</li>



<li>Eye Define (Semi-Permanent <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/eyeliner/page/1">Eyeliner</a>)</li>



<li>Plasma Lift</li>



<li>Lah Resurrection (Non-Invasive Treatment for Longer, Thicker Natural Lash)</li>



<li>Lash In Bloom (Lash Extension)</li>



<li>Lip Define (Semi-Permanent Lip Tint)</li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/hair/page/1">Hair</a> Elsewhere (Facial Hair Grooming)</li>
</ul>



<h2 class="wp-block-heading">Look flawless with Atome</h2>



<p>If you want to up your pre-gym makeup routine but do not want to spend a ton of money, Atome has got you. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> is a supremely unique payment application that gives you the liberty to shop by staying well within your budget. And since Atome has joined hands with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/strokes-beauty-lab/page/1">Strokes Beauty Lab</a> and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/browhaus/page/1">Browhaus</a>, you can get all your favorite cosmetics and treatments without overspending! Doesn’t that sound tempting?</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Scan QR code to download Atome app" class="wp-image-300"/><figcaption class="wp-element-caption">Scan QR code to download <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a></figcaption></figure></div>


<p>Headquartered in Singapore with over 15,000 partnered brands, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across flexible interest-free monthly payments by scanning a partner brand’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budgets while making quality products and services more reachable.</p>



<p>You can sign up today simply by downloading the application (get it here) and creating a free account; it barely takes any time and comes with a ton of financial benefits.</p>



<ul class="wp-block-list">
<li>Scan <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a>’s QR code at the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> counter.</li>



<li>Enter the total amount spent.</li>



<li>Apply a valid discount code if you have one.</li>



<li>Have a look at the payment schedule and make the first payment.</li>



<li>You can also use <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> for online <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">shopping</a>.</li>
</ul>



<p>It’s time to put the rumpled post-workout look behind you and get ready to look like a million bucks all day, every day, no matter what you are doing. All the techniques mentioned above, along with the fantastic cosmetics from Strokes <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/beauty/page/1">Beauty</a> Lab and the grooming treatments offered by Browhaus, will turn makeup application into a fun and effortless task. You will look forward to waking up every day and getting ready for the morning workout. Additionally, you have Atome to help you shop for all the new <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/essentials/page/1">essentials</a> you may need. It’s the best kind of win-win situation.</p>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1350" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/sweat-proof-makeup/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1350" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/sweat-proof-makeup/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Sweat-proof Makeup That Stays on during Exercise


<p>Living a life of comfort is no longer synonymous with luxury and opulence. In the present, almost everything is within our reach, thanks to brands and companies being more affordable, accessible, and inclusive. For instance, the recent surge observed in the use of skin care products across the globe is a fantastic example of luxury being attainable.</p>



<p>Let me bring you in on a secret: comfortable living does not solely rely on material products, but it also depends on the habits and mindsets we cultivate. A rewarding life can be the result of how much effort and energy you invest into looking after yourself on a daily basis. A productive routine that involves a balanced diet, physical activity, reasonable working hours, family and personal time, and a good night’s sleep will make you feel like you are on top of the world.</p>



<p>Speaking of sleep, <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/comfortlivingph/page/1">ComfortLivingPH</a></strong> has got you covered in the department. The widely trusted brand is a leading expert in products that will have you sleeping like a baby night after night, including state-of-the-art mattresses, bed frames, pillows, mattress toppers, linens, and more! Take this as your sign to replace that subpar mattress and continue scrolling as we dive into factors that hinder the sleep schedule, its consequences, and how <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/comfortlivingph/page/1">Comfort Living</a> <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/philippines/page/1">Philippines</a> can help you rectify the problem.</p>



<h2 class="wp-block-heading">Bid farewell to <strong>poor-quality sleep</strong></h2>



<p>Do you often wake up with a clouded and groggy mind and need caffeine to become a fully-functioning human being? Do aches and pains greet you first thing in the morning? Both are signs of a too-old mattress and insufficient sleep, factors hindering your pursuit of a well-rounded and productive <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/lifestyle/page/1">lifestyle</a>. Well, don’t start wallowing just now because it is never too late to make changes for the better!</p>



<p>Here is a list of factors that will help you sleep quicker, deeper, and better.</p>



<h3 class="wp-block-heading">The ambiance</h3>



<p>Have you ever wondered about the physiology of sleep? While it is a complicated process involving multiple structures of the brain, the hormone Melatonin plays a crucial part. The Pineal gland releases this natural compound in response to darkness, making us feel sleepy, which is why it is essential to have the right atmosphere when going to bed. To avoid poor quality sleep, make sure your eyes are not exposed to bright light once you are in bed, including mobile phones, TV, and laptops.</p>



<h3 class="wp-block-heading">Mindful eating</h3>



<p>It may not come as a surprise that your meals have a significant impact on the way you sleep, especially your dinner and those late-night snacks hiding in your bedside drawers. Make it a point to have your last meal for the day at least three hours before bedtime. Additionally, avoid eating anything too oily or spicy; instead, opt for something lighter such as baked fish, chicken, and lentils with a decent amount of greens. This will ensure that heartburn or indigestion does not keep you up at night. On the contrary, foods like almonds, walnuts, kiwi, chamomile tea, and tart cherry juice help one sleep better, so you can add them to your dinner.</p>



<h3 class="wp-block-heading">Adhere to a schedule</h3>



<p>Rising and sleeping at the same time every day help regulate your circadian rhythm, the 24-hours cycle that functions as an internal clock. An erratic sleep schedule makes it difficult to fall asleep, so you find yourself tossing and turning on most nights before finally dozing off. It is as unpleasant as it sounds and must be rectified with a consistent routine.</p>



<h3 class="wp-block-heading">The right mattress</h3>



<p>We can not be talking about catching some Z’s without mentioning a quality mattress to help you sleep like a rock every night of the week. You can be taking all the suitable measures, and sleep could still elude you because of discomfort, and wouldn’t that be a shame? A good quality mattress needs to be breathable, simultaneously soft and firm, designed for back support, multi-layered, temperature-regulated, and hypoallergenic. Don’t let this list intimidate you, as Comfort Living Philippines has mattresses that check all the boxes, and the raving reviews will confirm that for you.</p>



<h2 class="wp-block-heading">The significance of a good night’s sleep</h2>



<ul class="wp-block-list">
<li>While you sleep, your body carries out restorative functions such as tissue repair and synthesis of essential compounds.</li>



<li>Good quality sleep also equals a stronger immune system.</li>



<li>As you sleep, the body purifies the brain of all the toxins that have accumulated in it through the day.</li>



<li>Sleep, including naps, play a massive role in improving your memory, learning skills, attention span, creativity, and decision-making.</li>



<li>The metabolic rate decreases during sleep, and it helps the body conserve energy.</li>



<li>Sleep is also vital for growth, especially among the younger demographic.</li>
</ul>



<p>So, you see, sleeping well is just as important as eating your vegetables and staying hydrated; your body can not reach its maximum functional potential without either of the three.</p>



<h2 class="wp-block-heading">The <strong>Sleep Quality Scale</strong></h2>



<p>If you are doubtful about the quality of your sleep, you can always refer to the Sleep Quality Scale. It is a self-report scale that assesses how well you are sleeping on the basis of the following six categories: Daytime symptoms, Restoration after sleep, Problems initiating sleep, Problems maintaining sleep, Difficulty waking up, and Feeling refreshed in the morning. The questionnaire takes five minutes and works for ages 18 &#8211; 59.</p>



<h2 class="wp-block-heading">Comfort Living Philippines can help you sleep better</h2>



<p>The stellar brand promises the ultimate sleeping experience for all its customers and is currently offering fantastic deals across its online store. ComfortLivingPH’s understanding of the hurdles that prevent people from getting rejuvenating sleep has resulted in the creation of top-of-the-line mattresses. Its objective is to ensure everyone can reap the advantages of a good night’s sleep and make the most of every day!</p>



<p>For added convenience, Comfort Living offers same-day delivery and ships its mattresses in vacuum packaging, which makes transport and setup a breeze. Just unwrap the mattress and watch it expand!</p>



<h3 class="wp-block-heading">Premium Memory Mattress with CoolTech Gel</h3>



<ul class="wp-block-list">
<li>This superior mattress consists of a 1.3 inches thick gel memory foam top layer and an incredibly dense foam base.</li>



<li>The memory foam molds to the contours of your body, which promotes the correct spinal alignment, improves posture, prevents lower back pain, and alleviates pressure points.</li>



<li>The gel in the top layer traps and evenly distributes heat to ensure you do not wake up in the middle of the night due to overheating.</li>



<li>The mattress’s design promotes ventilation to help maintain the ideal temperature and remove foul odors.</li>



<li>A breathable, soft, and washing machine-friendly material covers the mattress.</li>



<li>In addition to being antimicrobial, it prevents the accumulation of dust mites.</li>



<li>Additionally, you get the mattress with a 5-year long warranty.</li>
</ul>



<h3 class="wp-block-heading">Spring Mattresses</h3>



<p>If you are not fond of foam-based mattresses you can also place an order for one of ComfortLiviningPH’s Spring <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/mattresses/page/1">Mattresses</a>!</p>



<h4 class="wp-block-heading">Premium DreamLux Latex Spring Mattress</h4>



<p>This 11.8” high mattress features pocketed springs and a lush layer of Natural Latex for maximum support throughout the night. The 7-zoned individual pocketed spring system prevents your partner from being disturbed when you shift. The hypoallergenic material makes it ideal for those prone to allergies and rash as it resists all sorts of build-up.</p>



<p>Additionally, you can choose from the Premium Serenity Spring Mattress, the Premium UltraLux Hybrid Spring Mattress, and the Ultra Premium SignatureLux ICE SILK Hybrid Spring Mattress. Visit the online store to learn more about the products.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="212" width="750" decoding="async" data-attachment-id="1309" data-permalink="https://blog.atome.ph/shopping/sleep-better-with-comfort-living/attachment/%e6%88%aa%e5%b1%8f2023-03-26-%e4%b8%8b%e5%8d%887-47-08/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/截屏2023-03-26-下午7.47.08.png?fit=2120%2C598&amp;ssl=1" data-orig-size="2120,598" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="截屏2023-03-26-下午7.47.08" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/截屏2023-03-26-下午7.47.08.png?fit=300%2C85&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/截屏2023-03-26-下午7.47.08.png?fit=750%2C212&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/截屏2023-03-26-下午7.47.08.png?resize=750%2C212&#038;ssl=1" alt="" class="wp-image-1309"/></figure>



<h2 class="wp-block-heading">Shop at Comfort Living with Atome</h2>



<p>The collaboration between Atome and Comfort Living allows you to shop for a top-tier mattress without worrying about the budget! It’s a win-win situation since you will be all caught up on good sleep and free of financial stress.</p>



<p>So what is Atome? Atome is a one-of-a-kind payment application that lets you shop in the most budget-friendly manner. When you pay with Atome, the total <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/bill/page/1">bill</a> is split into three equal interest-free payments that one is required to meet on a monthly basis. The lack of interest, substantial interval between payments, and no hidden charges make <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> the best.</p>



<p>Another massive advantage of signing up for Atome is that you can use it to pay at over 15,000 local and international brands that collaborate with Atome. The list includes but is not limited to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/charles-and-keith/page/1">Charles &amp; Keith</a>, Rustan’s, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/aldo/page/1">Aldo</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/timex/page/1">Timex</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/agoda/page/1">Agoda</a>, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/ogawa/page/1">Ogawa</a>,<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/linen-homes/page/1">Linen &amp; Homes</a>. Most partner brands even come out with exclusive deals and discounts for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> shoppers. So, if you are looking to become a member, simply download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome application</a> (get it here) and create a free account. The app can be used for in-store and online purchases.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-recalc-dims="1" loading="lazy" decoding="async" width="200" height="200" data-attachment-id="300" data-permalink="https://blog.atome.ph/shopping/leather-bag/attachment/atome-ph-qr-code-3/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Pay in 3 or 6 months installment! Apply For Atome Card!" data-image-description="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-image-caption="&lt;p&gt;Pay in 3 or 6 months installment!&lt;br /&gt;
Apply For Atome Card!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?fit=200%2C200&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2022/04/atome.ph-qr-code-3-e1670420353364.png?resize=200%2C200&#038;ssl=1" alt="Scan QR code to download Atome app" class="wp-image-300"/><figcaption class="wp-element-caption">Scan QR code to download <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/get-the-app">Atome app</a></figcaption></figure></div>


<ul class="wp-block-list">
<li>Once you have added your favorite ComfortLivingPH products to the cart, proceed to checkout.</li>



<li>Select Atome as the preferred <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a> method.</li>



<li>Log in to your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">Atome</a> account or create a new one.</li>



<li>Authorize the first payment to have the products shipped to your doorstep.</li>



<li>The application will automatically charge the remaining payments to your bank card.</li>



<li>You can use the app to keep track of all your orders and expenditures.</li>
</ul>



<p>A new movie, hilarious reels, or a pending task may seem important enough to compromise your sleep, but that’s not the case. The consequences of poor quality sleep gradually reveal themselves in the form of impaired memory, a lapse in judgment, body aches, premature aging, and dark circles. It is time for you to put effort into improving the kind of sleep you are getting, and you can start by forming a routine and ordering a mattress from Comfort Living Philippines. Remember to pay with Atome for additional perks!</p>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1306" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/sleep-better-with-comfort-living/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1306" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/sleep-better-with-comfort-living/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

Sleep Better than ever with Comfort Living


<p>We strive for stability in most aspects of our lives; a stable job, reliable finances, our own house, a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/healthy/page/1">healthy</a> relationship, and the list goes on. A <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/lifestyle/page/1">lifestyle</a> rooted in unpredictability and surprises only seems fascinating in the early twenties until reality comes banging on your door.</p>



<p>Money stands out as one of the most decisive factors when it comes to living a life of consistency and ease. Whether you will be able to meet the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">loan</a> <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/">payment</a>, dine out with friends, stock up on groceries, pay the bills, finally make that purchase, and afford the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/car/page/1">car</a> repairs during the month heavily relies upon your financial situation. Such questions and countless more loom over our heads like storm clouds at the beginning of each month, add excessive inflation to the mix, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/blog">financial management</a> becomes a taxing responsibility, pun intended.</p>



<p>You see, the struggle is unavoidable; one must jump through several proverbial hoops to secure their future. The real question here is: does it have to be so demanding? Well, let me just say that the right <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/tips/page/1">tips</a>, tricks, and mindset make financial planning a breeze.</p>



<p>If you were searching for effective and easy money-managing hacks, look no further because you have arrived in the right place.</p>



<h2 class="wp-block-heading"><strong>Manage</strong> your <strong>finances</strong> like a pro</h2>



<p>When it comes to important matters in life, planning ahead can help you a great deal and save you a whole lot of stress. After all, who would want to undertake a challenge unprepared?</p>



<h3 class="wp-block-heading">Budgeting &#8211; your rescue against <strong>financial problems</strong></h3>



<p>If you are going to take one lesson with you today, let it be this one because budgeting is one of the cornerstones of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/blog">financial management</a>. If you allocate fixed percentages of your total income towards different expenditures and stick to them, you will never find yourself in a pinch at the end of every month. The internet is brimming with various budgeting methods for you to try out, but there is one formula that really stands out, and a lot of people swear by it. I am talking about the 50-30-20 rule. So what you do is, after deducting the taxes, you allot 50% of the remaining amount to your needs and must-haves, 30% to wants, and the last 20% to saving and paying off debts. It is uncomplicated and effective, precisely what we all need.</p>



<h3 class="wp-block-heading">Track your expenses</h3>



<p>Social media keeps coming up with this trend, and that must-have every other day, and it is entirely understandable if you find yourself giving in to the pressure now and then. We have all been there. However, you must keep track of your expenses to prevent yourself from making back-to-back online purchases and overspending. You can do it the traditional way by busting out the old journal, or you can download a mobile application; either way, you will be thanking yourself. A compiled record of weekly <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> outflow will enable you to be more conscious about spending money and save you a lot of trouble. The knowledge that you can only choose to spend on two out of seven items will help you make more thoughtful decisions.</p>



<h3 class="wp-block-heading">Look for investing opportunities</h3>



<p>One surefire way to increase your income and protect your sanity is to keep the cash rolling. I am certainly not advising that you launder money but to use it to make more money. Instead of letting it dwell, keep your eyes peeled for low-risk opportunities that will generate substantial financial returns and invest. Some examples you may already be familiar with are <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/savings/page/1">savings</a> accounts, stocks, bonds, and index funds. You can even use assets to earn the extra buck instead of your money. For instance, if you have a spare room, you can put it up for rent, or if you do not use your bicycle or gardening tools, you can rent those as well. You can go a step further and sell items that are creating unnecessary clutter around the house, like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/clothes/page/1">clothes</a>, shoes, decoration pieces, paintings, rugs, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/electronics/page/1">electronics</a>, etc.</p>



<h3 class="wp-block-heading">Set up a side hustle</h3>



<p>Nothing says financial stability and mental peace like an alternate and steady income stream; just the thought of it is bringing me joy. On the one hand, the internet may tempt you to splurge on new and flashy products, but on the contrary, it is an incredible platform to run a small business or get a part-time job. If you possess a hobby or a skill like crocheting, knitting, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/jewelry/page/1">jewelry</a> making, painting, illustrating, or makeup, you can use it to earn <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> on the side and have fun doing it. Talk about the ideal win-win situation! If you do not want to take on the task of managing an entire business, you can seek out employers who are looking for the skills you possess. The possibilities are endless.</p>



<h3 class="wp-block-heading">Save for a rainy day</h3>



<p>This one’s a no-brainer. I know money can be stretched thin at times but keep aside a little whenever you get the chance; you never know when you might need a pile of emergency cash to fall back on. As mentioned earlier, the 50-30-20 formula can be pretty helpful when it comes to putting money aside, or you can choose a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/budgeting/page/1">budgeting</a> method that suits you the best. No matter how you do it, make sure to save every month, even if it means not hitting ‘order now’ on your cart.</p>



<h2 class="wp-block-heading">Don’t let your finances control you</h2>



<p>Look, financial stability does not necessarily mean having immense wealth or possessing luxury items. If you have a roof over your head, three hot meals daily, all your bills and loans are timely paid, and you are not going crazy to make ends meet, your finances are in order. This mindset that one needs a ton of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/atome-cash">cash</a> to have a good time needs to go because flying out to other countries, lunching at fancy restaurants, and wearing designer labels are not the only sources of happiness. Those aren’t great for the environment either.</p>



<h3 class="wp-block-heading">It’s the company that matters, not the place</h3>



<p>Having a good bunch of friends is no less than a blessing; one can always rely on them to have a good time. Instead of hanging out at outrageously expensive locations, have your friends over for a one-dish party now and then. Together you can decorate the place, enjoy scrumptious food, watch <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/movies/page/1">movies</a>, and laugh over silly games. It is the best kind of fun!</p>



<h3 class="wp-block-heading">Avoid falling for fast fashion</h3>



<p>You do not need every latest t-<a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/shirt/page/1">shirt</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/jacket/page/1">jacket</a>, pair of jeans, shoes, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/accessories/page/1">accessories</a>, or <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/makeup/page/1">makeup</a> that brands keep putting out at the speed of light. If you aim to be glamorous on a budget, invest in wardrobe staples and occasionally get something new, then mix and match everything to put together new <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/outfits/page/1">outfits</a>. And never hesitate to repeat a gorgeous look; it saves your time and benefits the earth, so there is absolutely nothing to overthink about. If you desperately need a new outfit for an upcoming event, consider borrowing, renting, or thrifting; this will get the satisfaction of wearing new clothes at a fraction of the price.</p>



<h3 class="wp-block-heading">The grass is always greener on the other side</h3>



<p>It is human nature to yearn for what we lack, and oftentimes this causes us to compare ourselves to people who are wealthier, better looking, and better employed and envy them. But negativity never did anyone any good, and as difficult as it may sound, it is critical to make peace with the fact that there will always be people in better situations than us. Comparing yourself to others is a one-way ticket to self-pity and sadness; therefore, you must train your mind to focus on the positives and block out the negatives for your own sake. Be happy in the present and keep hustling for a brighter future.</p>



<figure class="wp-block-image size-full is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" data-attachment-id="1304" data-permalink="https://blog.atome.ph/shopping/financial-sanity-questions/attachment/image-1-5/" data-orig-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/image-1.png?fit=570%2C300&amp;ssl=1" data-orig-size="570,300" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-1" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/image-1.png?fit=300%2C158&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/image-1.png?fit=570%2C300&amp;ssl=1" tabindex="0" role="button" src="https://i0.wp.com/blog.atome.ph/wp-content/uploads/2023/03/image-1.png?resize=750%2C394&#038;ssl=1" alt="" class="wp-image-1304" width="750" height="394"/></figure>



<p>Most of us spend our lives chasing one thing or the other, and for most of us, it’s wealth. While no one has ever denied the sweet rewards that hard work reaps, there is no good in working yourself into the ground. The key is finding and maintaining the correct balance between work and play; you owe it to yourself to stop and smell the flowers occasionally. Undoubtedly, stable <a title="" class="aalmanual" target="_blank"   href="https://www.atome.ph/resource/finances/page/1">finances</a> are vital to living a wholesome life, which is why everyone must learn to manage their money early on in life. A good grasp of the subject will enable you to prepare for unforeseen circumstances and enjoy the present simultaneously. Life throws enough hurdles our way; there is no need for us to add financial problems to the mix.</p>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon-text sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-1301" class="share-twitter sd-button share-icon" href="https://blog.atome.ph/shopping/financial-sanity-questions/?share=twitter" target="_blank" title="Click to share on Twitter" ><span>Twitter</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-1301" class="share-facebook sd-button share-icon" href="https://blog.atome.ph/shopping/financial-sanity-questions/?share=facebook" target="_blank" title="Click to share on Facebook" ><span>Facebook</span></a></li><li class="share-end"></li></ul></div></div></div>

atome

Atome Financial expands partnership with HSBC to support Philippines, new consumer financing products

SINGAPORE & MANILA, 10 August 2023 — Atome Financial today announced it has renewed and expanded its USD100M debt facility with HSBC Singapore to include the Philippines market, as well as support new consumer financing products.

4 Top Benefits of Using Your Atome Card for Your Everyday Expenses

Your daily expenses can often overwhelm you, but you don't need to worry anymore. Read this blog to learn how your Atome Card can help daily.

6 Hacks to Amplify Your Atome Card Savings

Atome Card offers a plethora of potential savings if utilized judiciously. Make the most out of it with these hacks!

Seize the Deals: Top Atome Card Promos You’ll Enjoy

These latest promos are designed to take your shopping experience with Atome Card to the next level. Check them out and seize the deal!

A Smart Shopper’s New Best Friend: Atome Card’s Installment Plans

Discover Atome Card's installment plans and find out how they can be beneficial to your financial freedom.

Say Hello to Atome Card’s New Payment Methods

Atome Card has introduced new payment methods for bill payments. Learn more about the convenient ways to pay and avoid late charges.

Efficacious Post-Workout Recovery – Recipes And More

Discover recipes containing yogurt and other superfoods that make for the most effective post-workout meals; so you can eat better and live healthier.

Sweat-proof Makeup That Stays on during Exercise

Makeup that stays put as you work up a sweat in the gym is no longer a myth! We are here to let you in on all the ways to ensure your make remains flawless.

Sleep Better than ever with Comfort Living

Comfort Living PH brings you a range of ergonomic mattresses and related products so you, too, can experience the joy of getting a peaceful sleep every night.

Self-check Questions for Financial Sanity

Financial management feels like a breeze when you have the relevant knowledge at your disposal, so read along to put all your financial problems to rest.